Mortgage Banker – Outside Sales

This is a fully remote position, open to applicants in Florida.

📋 Description

• Initiate and finalize mortgage loans through proactive sales strategies.

• Participate in direct sales efforts with clients outside of company and home offices.

• Cultivate referral networks with individual borrowers, real estate agents, builders, developers, branches, and other referral sources.

• Actively seek business opportunities and generate leads for mortgage financing.

• Build and sustain client relationships with realtors, builders, developers, branches, and referral agents.

• Reach out to potential or existing clients in person or via phone to develop or retain business.

• Advise clients on suitable mortgage products and suggest options that align with their financial requirements.

• Assist clients with loan applications, initial paperwork, and disclosures.

• Supervise loan processing by tracking loan status and ensuring compliance with terms.

• Coordinate workflow with loan processors and aid in document collection and communication of loan status.

• Comply with minimum fees and product pricing regulations.

• Engage with industry, professional, business, and community organizations to promote loan products.

• Attend mandatory loan closing transactions for purchases.

• Keep the branch manager updated on sales activities.

• Review pipeline reports alongside loan processors.

• Support bank cross-selling opportunities and initiatives.

• Stay updated on mortgage programs and regulatory standards.

• Achieve or surpass minimum production targets.

• Attend mandatory meetings and complete all required training.

• Uphold ethical sales practices and prioritize customers' best interests.

⛳️ Requirements

• Maintain an active Nationwide Mortgage Licensing System and Registry (NMLS) number sponsored by Ameris Bank, in line with the federal S.A.F.E Act requirements.

• Experience in utilizing mortgage origination software applications.

• Proficient use of a contact management system.

• Knowledgeable about mortgage products/servicing, operations, and current market trends.

• Demonstrated mortgage production of $5 million in the past year.

• Proven track record in building referral relationships.

• Minimum of 1 year of experience in Mortgage.

• At least 1 year of experience in Customer Service.

• High school diploma or GED is required.

• Bachelor’s degree is preferred.

• Complete all mandated training programs.

• Follow the work schedule as set by the manager.

🏝️ Benefits

• Medical, Dental, and Vision Insurance.

• Life Insurance provided at no extra cost to employees.

• Accidental Death & Dismemberment Coverage.

• Long-Term Disability Coverage.

• Paid Sick and Vacation Leave.

• 11 Holidays.

• Volunteer/Service Day.

• Employee Stock Purchase Plan.

• 401(k) Retirement Plan with a 50% match on the first 8% of contributions.

• Flexible Spending Accounts.

• Health Savings Account.

• Health Reimbursement Arrangement.

• Supplemental Life and Other Insurance Plans.

• Identity Theft Protection.

• Pet Insurance.

• Legal Insurance.

• Employee Assistance Program.

• Employee Advocacy Program.

• Tickets at Work (discounts on entertainment for Ameris Bank Employees).

• AT&T Employee Discount.

• Wellness discounts for medical premiums and other rewards.

• Employee Referral Incentive.

• Education Assistance.

• Employee Resource Groups.

• Free Interest Checking.

• Free Safe Deposit Box.

• Free Money Orders, Travelers’ Checks, and Cashier Checks.

• Discount on Mortgage Origination Fees.

• Free Online Banking and unlimited Online Bill Payment.

• Employee Banking Perks.