Loan Officer

This is a fully remote position, open to applicants in United States.

📋 Description

• Originate residential mortgage loans by discussing loan options, processing applications, and collecting necessary documentation and information.

• Build and sustain a pipeline of mortgage opportunities while fulfilling production and service expectations.

• Collaborate with processing, underwriting, closing, and other internal teams throughout the loan lifecycle.

• Develop and implement business development and marketing strategies.

• Maintain a thorough understanding of company products, programs, policies, and industry regulations.

• Ensure adherence to company policies, as well as federal and state regulations, including the SAFE Act.

• Address inquiries from clients, partners, and referral sources.

• Educate borrowers about mortgage products, lending guidelines, and the loan process.

• Analyze financial information to identify suitable financing solutions.

• Establish and nurture relationships with real estate professionals, builders, attorneys, financial experts, and other referral partners.

• Engage in networking events, industry organizations, and community activities.

• Attend occasional off-site meetings, events, and industry functions.

⛳️ Requirements

• Experience in analyzing information and making informed business decisions.

• Proven ability to work in a fast-paced, dynamic environment.

• Proficient in Microsoft Office applications.

• Exceptional attention to detail, organizational skills, and time management abilities.

• Strong verbal and written communication skills.

• Capability to manage multiple priorities and meet deadlines simultaneously.

• Experience collaborating in a team-oriented setting.

• Active mortgage loan originator license in the relevant state(s) where loans are originated.

• Compliance with the SAFE Act.

• Ability to obtain and maintain NMLS registration and company sponsorship as required.

• Previous experience in mortgage loan origination, retail lending, or mortgage sales is preferred.

• Experience in developing and maintaining referral relationships with industry partners is preferred.

• Experience managing an active loan pipeline is preferred.

• Knowledge of Conventional, FHA, VA, and USDA mortgage programs.

• Understanding of mortgage lending processes, documentation, regulations, and compliance requirements.

• Familiarity with secondary market guidelines and loan program eligibility requirements.

• Understanding of escrow, taxes, insurance, and closing documentation.

• Strong customer service and relationship-building skills.

• Ability to convey complex information clearly and professionally.

• Strong problem-solving and organizational skills.

🏝️ Benefits

• Opportunities for professional development.

• Exciting career advancement paths.

• Support from a well-established operations team.

• A customer service-focused culture.

• A work environment centered on innovation, growth, and collaboration.