Inside Broker

This is a fully remote position, open to applicants in Florida.

📋 Description

• Assess and analyze casualty submissions to pinpoint essential exposures, coverage requirements, and placement prospects.

• Evaluate risks and devise effective marketing strategies to obtain competitive coverage solutions.

• Identify suitable carrier and wholesale market options based on risk characteristics, underwriting appetite, and client requirements.

• Compile and present submissions to carriers with thorough and accurate information.

• Negotiate pricing, terms, conditions, and coverage enhancements with carrier partners.

• Explain and present coverage options, exclusions, and recommendations to retail brokers and internal stakeholders.

• Act as a technical resource for retail agents, offering guidance and market insights throughout the placement process.

• Develop and sustain relationships with carrier underwriters and market partners.

• Serve as a liaison between retail brokers and insurance markets to ensure prompt communication and issue resolution.

• Collaborate effectively with producers, brokers, and support staff.

• Oversee opportunities from submission through quoting, binding, and policy issuance.

• Keep accurate documentation, correspondence, and transaction details within agency management systems.

• Coordinate follow-up activities with carriers and brokers.

• Support renewals, remarketing initiatives, and account retention strategies.

• Stay informed about casualty products, market trends, underwriting appetites, and carrier capabilities.

• Identify opportunities to enhance coverage placement, strengthen relationships, and expand existing business.

• Provide guidance and mentorship to junior team members when appropriate.

• Engage in continuing education, licensing, and professional development activities.

⛳️ Requirements

• 5+ years of experience in wholesale brokerage, underwriting, or commercial casualty insurance.

• In-depth knowledge of casualty coverages, including General Liability, Excess Liability/Umbrella, Products Liability, and other complex casualty risks.

• Proficiency in marketing accounts and negotiating directly with underwriters and carrier partners.

• Capability to independently assess risks and provide sound placement recommendations.

• Exceptional verbal and written communication skills.

• Strong organizational abilities with the capacity to manage multiple accounts and meet deadlines.

• Self-motivated and effective in a remote work environment.

• State Property & Casualty License and/or Surplus Lines License.

• Preferred experience in wholesale brokerage within E&S or specialty casualty markets.

• Preferred experience handling middle-market or complex casualty placements.

• Established relationships with carriers in casualty markets are preferred.

• A Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field is preferred.

• Preferred professional designations such as CPCU, CIC, ARM, or CRIS.

🏝️ Benefits

• Paid company holidays.

• Vacation days.

• Sick days.

• Personal days.

• Paid parental leave.

• Mental health services.

• Bonuses for full-time roles.

• Comprehensive benefits package.

• Reasonable accommodations for individuals with disabilities.