Finance Manager, Insurance

This is a fully remote position, open to applicants in Washington.

📋 Description

• Evaluate the organization’s capital structure and needs, providing recommendations to enhance capital efficiency and financial stability.

• Assist in forecasting balance sheets and developing capital evaluation models for funding and capital opportunities.

• Track and report on rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.

• Aid in the corporate risk management insurance program, focusing on policy renewals, coverage assessments, and cost projections.

• Perform risk assessments and stress testing for adverse scenarios.

• Contribute to the annual budgeting process and support quarterly and monthly forecasting for the insurance division.

• Conduct financial analyses and variance reporting concerning performance, profitability, unit economics, and operational efficiency.

• Complete special projects and ad hoc analyses across Insurance Finance.

• Document processes, models, and assumptions to ensure they are shared and audit-ready.

• Participate in cross-training initiatives to ensure process continuity.

• Prepare analyses and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners.

• Clearly communicate technical concepts to non-technical audiences.

• Collaborate effectively with Premium, Losses, Corporate Finance, and Actuarial partners.

• Utilize AI tools to enhance analysis, spot errors, and increase the speed and consistency of deliverables.

• Report directly to the Sr. Director of Insurance FP&A.

• Engage in collaborative onboarding related to treaties, capital, and risk management insurance.

• Potentially lead Reinsurance or contribute to the expanding Capital and Risk Management portfolio.

⛳️ Requirements

• Strong grasp of reinsurance arrangements and their effects on surplus, RBC, and risk management.

• Proficient in capital modeling and advanced Excel skills.

• Familiarity with US STAT and GAAP reporting standards.

• Practical experience using AI tools such as Claude, ChatGPT, or similar for analysis, modeling, or process automation.

• Excellent verbal and written communication skills, along with strong presentation abilities.

• Capacity to convey technical information to non-technical stakeholders.

• Ability to interact diplomatically with all levels of management and staff.

• Competence in collaborating with cross-functional teams.

• Ability to work independently, manage multiple priorities, and meet tight deadlines.

• Team-oriented with strong skills in relationship building.

• Open to feedback and committed to continuous improvement.

• Over 7 years of experience in reinsurance, insurance capital management, or related finance roles.

• Experience at a reinsurance broker, reinsurer, or P&C insurance carrier is highly valued.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.

• CPA, CFA, or actuarial designation (ACAS/FCAS) is preferred but not mandatory.

• Experience in capital markets or investment banking is preferred but not required.

• Strong preference for candidates with P&C insurance experience, though it is not required.

• Must be eligible to work in the US.

🏝️ Benefits

• Long-term incentive awards, subject to program guidelines and approvals.

• Three medical plan options available.

• Two dental plan options offered.

• Vision plan included.

• Voluntary Critical Illness, Hospital Indemnity, and Accident plans available.

• Partially employer-funded Health Savings Account.

• Flexible Savings Accounts for healthcare, dependent care, and transportation expenses.

• Company-paid Basic Life and AD&D insurance.

• Short- and Long-Term Disability benefits provided.

• Voluntary Life and AD&D plans accessible.

• Traditional and Roth 401(k) plans with discretionary employer matching.

• Employer-funded Supportlinc wellbeing program.

• Guided meditation and mindfulness exercises offered.

• Mental health coaching and clinical care services available.

• Confidential resources, including will preparation assistance.

• LifeBalance discounts on gym memberships, travel, appliances, movies, pet insurance, and more.

• Flexible paid vacation policy.

• Typically nine company-paid holidays each year.

• Paid sick leave provided.

• Paid parental leave available.

• Identity theft protection program.

• Travel assistance included.

• Discounts on fitness and other programs.

• Remote work options available.