Engineering Manager, Card Solutions – Global Expansion

This is a fully remote position, open to applicants in United Kingdom, +5 more countries.

📋 Description

• Lead engineering initiatives to establish and maintain Reap’s card programs in new markets.

• Oversee the complete engineering delivery for market entry, including integration with regulatory frameworks and processor configurations.

• Manage dependencies across various teams including Treasury, Onboarding, Compliance, Infrastructure, Data Warehouse, and others.

• Shape engineering strategy and engage in technical design discussions.

• Direct engineering workstreams concerning local Visa/Mastercard regulations, BIN sponsor responsibilities, open banking standards, and regional compliance frameworks.

• Integrate local vendors, issuer processors, and BIN sponsor systems effectively.

• Convert regulatory requirements into defined engineering deliverables by collaborating with Product, Compliance, and Legal teams.

• Facilitate sequenced delivery across Card Platform, Treasury/Ledger, Onboarding/KYC-KYB, Regulatory Reporting, Chargeback/Disputes, Infrastructure, Data Warehouse, and Security Governance.

• Develop cross-team engineering plans, identify obstacles, manage timelines, and ensure stakeholder alignment.

• Create on-call runbooks, incident response plans, and SLAs for operational markets.

• Manage post-launch monitoring, alerting, incident response, and ensure engineering stability.

• Promote continuous improvement based on issues such as authorization failures, chargebacks, reconciliation challenges, and SLA violations.

• Contribute to the foundational development of the card platform and identify infrastructure enhancement opportunities.

• Implement scalable and reusable market-specific solutions while balancing delivery speed and the long-term health of the platform.

⛳️ Requirements

• 8+ years of experience in software engineering.

• 2+ years in a technical leadership or management position.

• Demonstrated experience in building and managing systems related to payments, risk/fraud, card infrastructure, financial reconciliation, or API platforms.

• Capacity to lead cross-functional engineering projects and influence architectural decisions.

• Strong systems thinking with the ability to design fault-tolerant, observable, and scalable services.

• High standards for code quality, reliability, and peer review processes.

• Excellent communication skills with a respectful approach to challenging ideas.

• Experience with TypeScript, Node.js, NestJS, and AWS is valued; strong engineering fundamentals are preferred over specific tools.

• Background in high-availability financial systems with real-time transaction processing is preferred.

• Familiarity with Visa and Mastercard networks and card lifecycle management is preferred.

• Exposure to 3DS, tokenization, digital wallets, and PCI compliance is preferred.

• Experience leading teams in fast-paced, high-growth environments is preferred.

• Familiarity with NewRelic, Datadog, OpenTelemetry, and CI/CD automation is preferred.

• Experience in launching card programs in new geographical locations is preferred.

• Understanding of financial regulations across multiple jurisdictions is preferred.

• Proven track record of cross-functional delivery across teams with shared dependencies is preferred.

• Familiarity with AI/LLM-assisted development is preferred.

🏝️ Benefits

• Insurance coverage following the probationary period.

• Reap Card stipend.

• Flexible remote work options.

• Access to AI tools in the workplace.

• Opportunities for learning, experimentation, and growth with AI tools.

• A culture that fosters innovation, inclusion, and continuous learning.