Disability Income Underwriting Specialist

This is a fully remote position, open to applicants in Wisconsin.

📋 Description

• Foster robust relationships with financial advisors, clients, and internal stakeholders to facilitate the insurance application process.

• Engage with clients and financial professionals to address inquiries, provide updates, and ensure a seamless application experience.

• Act as a resource for financial advisors by offering insights on insurance applications, coverage options, and application prerequisites.

• Examine preliminary inquiries and available information to evaluate potential eligibility and pinpoint additional information required.

• Assess insurance applications and client information to determine eligibility and available coverage options.

• Analyze financial, health, and occupational details in accordance with company guidelines and training.

• Oversee applications throughout the review process, collecting information and tracking outstanding requirements.

• Clarify underwriting decisions and respond to inquiries from financial advisors and business partners.

• Collaborate with medical, technical, operational teams, and external partners to ensure accurate and timely decisions.

• Utilize diverse information sources to evaluate applications and provide well-informed recommendations.

• Ensure adherence to company policies, regulatory standards, and quality benchmarks.

• Achieve productivity and quality targets, support process enhancements, and resolve issues effectively.

⛳️ Requirements

• A bachelor's degree is preferred or an equivalent combination of education and experience.

• Strong analytical skills with the capacity to make independent decisions and apply sound judgment in rule application.

• Exceptional written and verbal communication skills, with the ability to manage confidential information while exercising tact, diplomacy, and resourcefulness.

• Proficient computer skills and familiarity with various software applications.

• Ability to work accurately while balancing speed and flexibility in both team and independent settings.

• Highly organized with the capability to establish priorities and meet deadlines.

• Ability to juggle multiple tasks and adapt to a dynamic work environment.

• Comfortable making prompt, well-reasoned underwriting decisions even when information may be incomplete, complex, or subject to interpretation.

• Ability to connect various data points, think critically through ambiguous situations, and resolve complex issues without unnecessary delays in decision-making.

• Demonstrates accountability by seeking guidance when necessary, while confidently making and owning final decisions.

• Candidates must successfully complete and pass any required assessments.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Comprehensive health benefits including medical, dental, and vision coverage.

• Retirement savings plan with company match.

• Opportunities for professional development and career advancement.

• Flexible working arrangements and a supportive work environment.