Director, Legal – Product & Regulatory

This is a fully remote position, open to applicants in Canada.

📋 Description

• Oversee legal support for KOHO’s product development and regulatory strategy across KOHO Tech and KOHO Bank.

• Collaborate with teams from KOHO Tech and KOHO Bank to offer practical regulatory guidance.

• Assist in the design and introduction of new financial products and features.

• Proactively identify regulatory risks and aid teams in creating compliant solutions.

• Support the establishment and operationalization of a regulated banking entity.

• Facilitate engagement with regulatory bodies such as OSFI, FCAC, and the Bank of Canada.

• Provide advice to Marketing and Growth teams on compliant financial services and consumer protection campaigns.

• Guide customer-facing teams on handling complaints, communications, and fairness considerations.

• Develop scalable legal and regulatory processes.

• Assist in Legal knowledge management.

• Mentor members of the Legal team.

• Represent the Legal department in cross-functional and leadership forums.

⛳️ Requirements

• A minimum of 10 years of post-call experience as a lawyer practicing in Canada, with significant in-house experience.

• Direct experience in advising on the launch of retail banking products.

• Familiarity with financial services regulation, banking law, and consumer protection frameworks.

• Ability to work with substantial autonomy and provide practical, business-focused legal advice to senior stakeholders.

• Proven track record of leading complex legal or regulatory initiatives with limited oversight.

• Experience at both a large banking institution and a smaller tech startup or fintech is desirable.

• Direct engagement experience with regulators is a plus.

• Experience in lobbying or government relations is advantageous.

• Knowledge of the RPAA and the Financial Consumer Protection Framework (FCPF) is beneficial.

• AML advisory experience in a banking context is advantageous.

• Experience in implementing privacy laws is a plus.

• Experience in mentoring or managing junior legal counsel is desirable.

• Fluency in French is an asset.

• Must be legally eligible to work in Canada.

• Must be called to the bar in Canada.

🏝️ Benefits

• Competitive compensation and equity.

• Generous vacation policy.

• Wellness days.

• Flex Days.

• Holiday closure.

• Remote-first work environment.

• Coworking support.

• Annual all-hands retreat.

• Access to coaching and growth programs.

• Parental top-up and leave policies.

• Comprehensive health benefits.

• Power-up budgets for books, home office setup, phone and internet, AI tools, and professional development.

• Asynchronous collaboration.

• Flexible working hours.