Credit Analyst II – Healthcare, G&I

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Collaborate with Portfolio Managers on credit and underwriting initiatives

• Conduct analytical tasks to identify credit risks or challenges

• Prepare documentation and set up for credit evaluations

• Input indicative credit data into banking systems

• Generate risk-rating scorecards and tickler event analyses

• Create risk models and inform Portfolio Managers of potential hurdles

• Identify monitoring analysis tasks and confirm covenant updates

• Supervise covenant fulfillment and suggest actions for overdue or noncompliant covenants

• Evaluate covenant compliance reporting and review compliance certificates

• Revise financial covenants and calculations

• Execute Probability of Default, risk, projection, and other models under supervision

• Assess completed spreads and recommend portfolio management strategies

• Prepare ALSR reports

• Complete underwriting tasks and CAMs with minimal oversight

• Review and revise renewals for moderately complex deals

• Perform portfolio analysis and create Portfolio Reviews for client meetings

• Assist Portfolio Managers with special projects

• Address deficiencies and escalate inquiries or disputes

• Aid in training new team members as required

⛳️ Requirements

• Bachelor's degree in Business, such as Business Administration, Finance, or Accounting

• Minimum of 2 years of experience in Commercial Banking

• Solid understanding of financial and risk analysis

• Capability to develop financial models

• Extensive familiarity with banking products and services

• Knowledge of corporate business structures and legal documents

• General understanding of U.S. government regulations

• Proficient in internal banking applications

• Strong verbal and written communication abilities

• Effective analytical and problem-solving skills

• Ability to manage and prioritize multiple tasks

• Proficient in all Microsoft Office applications

• Familiarity with the local or regional market is preferred, but not mandatory

• Minimal travel is required

🏝️ Benefits

• Comprehensive medical coverage

• Dental coverage

• Vision coverage

• 401(k) plan with a generous employer match

• Employee stock purchase plan with a generous employer match

• Flexible paid time off

• Comprehensive leave programs

• Mental and physical wellness benefits

• Differentiated compensation offerings

• Eligibility for an incentive compensation plan

• An inclusive culture and equal employment opportunity