Credit Administrator

This is a fully remote position, open to applicants in United States.

📋 Description

• Report directly to the Credit Manager as a key contributor within the Credit team.

• Evaluate the financial stability of customers by analyzing credit reports and payment histories.

• Facilitate the onboarding process for new customer accounts by collecting data and establishing customer profiles.

• Set appropriate credit limits and collaborate with Sales and Finance teams to define payment terms.

• Keep detailed records of all credit-related activities.

• Communicate effectively with Sales and Finance regarding any credit-related concerns.

• Assist in the creation and execution of credit policies.

• Provide support during audits and regulatory examinations.

• Ensure adherence to company credit policies and legal standards.

• Monitor the ongoing financial health of clients and routinely assess existing credit lines, making adjustments to limits or terms as necessary.

• Maintain accurate documentation of credit approvals, credit lines, and risk profiles using Microsoft Dynamics 365 and CRM systems.

• Establish and manage customer credit files in Microsoft Teams, which includes Secretary of State registrations, Dun & Bradstreet credit reports, and other related credit documents.

⛳️ Requirements

• An Associate's or Bachelor's degree is required, or 4 years of equivalent credit experience in place of a degree.

• A minimum of 2 years of experience in commercial credit analysis, B2B credit risk management, or a similar financial role.

• Practical experience with credit management software and ERP systems, ideally Microsoft Dynamics 365 and enterprise CRM systems.

• Strong comprehension of financial statements and credit assessment methodologies.

• Capability to analyze complex credit documentation.

• Familiarity with applicable laws and regulations surrounding credit data.

• Prior experience in credit administration or a related field.

• Strong analytical and problem-solving abilities.

• Exceptional attention to detail and organizational skills.

• Ability to operate independently as well as collaboratively within a team.

• Outstanding interpersonal and communication skills to effectively engage with clients, internal teams, and senior management.

• Proficiency in credit management and financial analysis tools.

• Solid understanding of accounting principles and practices.

• Ability to maintain confidentiality and manage sensitive information.

🏝️ Benefits

• Comprehensive health insurance packages.

• Competitive salary and performance-based bonuses.

• Opportunities for professional development and career advancement.

• Flexible work hours and remote work options.

• Generous paid time off and holiday schedule.