CRE Portfolio Manager – II

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee a designated portfolio of progressively intricate commercial loan relationships post-loan closure.

• Conduct annual reviews, financial assessments, renewals, risk-rating evaluations, and continuous monitoring of borrower relationships.

• Analyze financial performance and credit risk by reviewing financial statements, tax returns, cash flow, operational results, and other borrower data.

• Assess renewals, eligible modifications, restructures, and other portfolio actions in line with established policies and delegated authority.

• Utilize independent credit judgment and escalate cases that require further examination.

• Recognize emerging risks related to borrower performance, market conditions, industry trends, collateral, and other repayment elements.

• Ensure compliance with financial reporting, covenants, maturities, collateral documentation, insurance, property taxes, and other loan stipulations.

• Engage with borrowers and credit union partners concerning financial data, loan requirements, portfolio performance, and issues needing resolution.

• Collaborate with Credit Administration, Underwriting, Risk, Sales, Special Assets, Servicing, and leadership teams.

• Act as a mentor to less experienced Portfolio Managers by sharing insights and offering guidance.

• Participate in credit discussions and departmental projects, identify areas for improvement, and provide recommendations.

• Adapt to shifting priorities while maintaining sound judgment, organization, and focus on credit quality.

⛳️ Requirements

• Bachelor’s degree in Finance, Business Administration, or a related discipline.

• Four to seven years of experience in commercial lending, commercial credit analysis, portfolio management, financial analysis, or a related field.

• Proven experience managing commercial loan relationships and assessing credit risk.

• Proficient in analyzing financial data and making informed credit recommendations.

• Ability to assess complex information, determine key factors, and make sound decisions.

• Experience in providing guidance, training, or knowledge-sharing support to junior team members.

• Excellent written and verbal communication skills, with the ability to convey complex credit information clearly to diverse audiences.

• Familiarity with Sageworks/ABRIGO or equivalent credit-spreading software.

🏝️ Benefits

• Remote Work Environment

• 13 paid holidays each year

• Medical, dental, vision, and supplemental benefit plans

• Company-paid Short-Term Disability (STD)

• Company-paid Long-Term Disability (LTD)

• Company-paid life insurance equal to 1 times your salary

• 401(k) plan with matching contributions of up to 6%

• Tuition assistance