Claims Litigation Specialist, Coverage

This is a fully remote position, open to applicants in Alabama, +18 more states.

📋 Description

• Act as Swyfft's technical expert for coverage analysis related to Homeowner and Commercial Property as well as General Liability claims, encompassing both litigated and non-litigated situations.

• Address coverage issues with empathy, curiosity, and innovative problem-solving to ensure prompt and equitable resolutions.

• Review coverage on designated claims, identifying coverage positions, gaps, and potential issues.

• Draft coverage-related correspondence, such as reservation of rights letters and letters of coverage denial.

• Communicate decisions on tender of defense and indemnification to policyholders, claimants, and legal counsel.

• Assess large or complex injury demands in relation to coverage and reserving decisions.

• Examine litigated complaints to ensure proper handling and formulate coverage-related legal strategies in collaboration with counsel.

• Supervise and coordinate multiple external attorneys concerning coverage positions and legal strategies.

• Correspond with policyholders, agents, experts, and service providers to collect information for thorough coverage analysis.

• Evaluate and apply insurance contracts to make informed coverage determinations.

• Develop and maintain detailed notes on claim handling within electronic claims management systems and related applications.

• Monitor defense and coverage counsel to ensure accurate and efficient handling, cost management, and litigation oversight.

⛳️ Requirements

• 5-7 years of experience managing coverage issues in property and casualty claims.

• 5-7 years of litigation experience in a multi-state context.

• Proficient in drafting coverage correspondence, including reservation of rights letters, coverage denial letters, and disclaimers.

• Solid understanding of property and casualty coverage issues, notably the duty to defend versus the duty to indemnify.

• Knowledge of basic legal strategies in relation to venue specifics.

• Experience in directing or overseeing outside defense/coverage counsel in litigated cases.

• Bachelor’s degree or equivalent experience is preferred.

• Proficient in MS Office applications.

• Familiarity with video and chat technologies such as MS Teams and Slack.

• Knowledge of claims operating systems (IMS/LSS/Symbility).

• Currently licensed or eligible for licensing as an adjuster in TX, FL, CA, and NY.

• Reliable high-speed internet connection.

• Designated quiet workspace at home.

• Relevant experience with habitational risks, premises liability, and bodily injury cases is advantageous.

🏝️ Benefits

• Medical, Dental, and Vision coverage.

• Company-paid Short- and Long-Term Disability.

• Voluntary Long-Term Disability options available.

• Company-paid Employee Life & AD&D coverage.

• Voluntary Life & AD&D coverage for Employee, Spouse, and Child.

• Flexible spending accounts for Healthcare, Dependent Care, and Transit, alongside a Healthcare Savings Account (HSA).

• 401K plan with a generous matching contribution and no vesting period.

• 20 days of annual PTO (prorated based on hire date).

• Paid Company Holidays.

• 2 “Choose Your Own Holidays.”

• Assistance with licensing fees for adjusters.