Broker

This is a fully remote position, open to applicants in Florida.

📋 Description

• Review and assess casualty submissions to pinpoint key exposures, coverage requirements, and placement possibilities.

• Evaluate risks and create marketing strategies to obtain competitive coverage solutions.

• Identify suitable carrier and wholesale market alternatives based on risk characteristics, underwriting appetite, and client requirements.

• Prepare and present submissions to carriers.

• Negotiate pricing, terms, conditions, and coverage enhancements with carrier partners.

• Present and clarify coverage options, exclusions, and recommendations to retail brokers and internal stakeholders.

• Offer technical guidance and market insights to retail agents throughout the placement process.

• Establish and nurture relationships with carrier underwriters and market partners.

• Act as a liaison between retail brokers and insurance markets to ensure prompt communication and issue resolution.

• Collaborate with producers, brokers, and support staff.

• Oversee opportunities from submission through quoting, binding, and policy issuance.

• Keep precise documentation, correspondence, and transaction details in agency management systems.

• Coordinate follow-up activities with carriers and brokers.

• Assist with renewals, remarketing efforts, and strategies for account retention.

• Stay informed about casualty products, market trends, underwriting appetite, and carrier capabilities.

• Recognize opportunities to enhance coverage placement, strengthen relationships, and expand existing business.

• Provide guidance and mentorship to junior team members when appropriate.

• Engage in continuing education, licensing, and professional development activities.

⛳️ Requirements

• 5+ years of experience in wholesale brokerage, underwriting, or commercial casualty insurance.

• Comprehensive knowledge of casualty coverages, including General Liability, Excess Liability/Umbrella, Products Liability, and other complex casualty risks.

• Proven experience in marketing accounts and negotiating directly with underwriters and carrier partners.

• Ability to independently assess risks and make informed placement recommendations.

• Excellent verbal and written communication skills.

• Strong organizational abilities with the capability to manage multiple accounts and deadlines effectively.

• Self-motivated and capable of working efficiently in a remote setting.

• State Property & Casualty License and/or Surplus Lines License.

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field (preferred).

• Professional designations such as CPCU, CIC, ARM, or CRIS (preferred).

• Experience in wholesale brokerage within E&S or specialty casualty markets (preferred).

• Background in handling middle-market or complex casualty placements (preferred).

• Established relationships with carriers in casualty markets (preferred).

🏝️ Benefits

• Paid company holidays.

• Vacation days.

• Sick days.

• Personal days.

• Paid parental leave.

• Mental health services.

• Bonuses for full-time positions.

• Comprehensive benefits package.

• Reasonable accommodations for individuals with disabilities.