Assistant Manager, Retail Credit

This is a fully remote position, open to applicants in Canada.

📋 Description

• Assist the branch network, Relationship Centre, Mobile Mortgage, and Broker Centre teams.

• Leverage knowledge and expertise to achieve work-unit goals and maintain a well-balanced portfolio of member loans.

• Evaluate, advise, and provide training on all lending products in accordance with relevant policies and procedures.

• Carry out audit functions to ensure adherence to retail-credit policies and procedures.

• Ensure adequate levels and risk controls are established to oversee staff and related-party portfolios.

• Assess data from credit applications and credit reporting agencies.

• Make sound credit decisions that support the financial well-being of members.

⛳️ Requirements

• Successful attainment of a Bachelor’s Degree or Diploma requiring 3-4 years of full-time study, or an equivalent combination of education and experience.

• Completion of CUIC 210 - Credit Union Consumer and Residential Mortgage Lending.

• 6-9 years of progressive experience in finance.

• 4-6 years of experience in mortgage and personal lending with established lending limits.

• In-depth understanding of insured lending programs (e.g., CMHC/Genworth).

• Thorough knowledge of credit union operations, principles, and values.

• Current awareness of market conditions.

• Advanced understanding of industry-standard underwriting practices.

• Capability to review business financials to assess overall credit risk.

• Strong grasp of the competitive landscape within the financial marketplace and local communities in the region.

• Demonstrated social networking abilities and capacity to engage with individuals both within and outside the organization.

• Proficient in analyzing and interpreting clients' needs to provide suitable options, solutions, and resolutions.

• Adaptable, collaborative team player.

• Approachable problem-solver committed to self-improvement and lifelong learning.

🏝️ Benefits

• Competitive salary.

• Comprehensive benefits package including MSP, dental, and extended healthcare.

• Employer-funded RRSP benefit.

• Continuous support for education and career advancement.

• Dedication to work/life balance.

• 11.75% employer-funded RRSP contribution.

• Investments in education and training.

• Banking perks.