Workers' Compensation Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Manage the complete lifecycle of Workers' Compensation rate, rule, and form filings across NCCI and independent bureau states.

• Define the scope of engagements and develop effective filing strategies.

• Draft, submit, and facilitate filings through objection resolution and approval processes.

• Oversee filings related to large deductible programs, retrospective rating plans, managed care arrangements, credits, and other intricate WC program components.

• Implement state-specific WC regulations, bureau requirements, and regulatory standards to reduce objections.

• Prepare and assess filing memoranda, explanatory exhibits, rule and form language, and transmittals.

• Collaborate with actuarial and product teams to ensure supporting documentation is accurate.

• Lead responses to complex and escalated objections.

• Analyze concerns raised by regulators, devise response strategies, draft replies, and drive issues to resolution.

• Engage directly with state insurance departments and rating bureaus.

• Stay informed on NCCI and independent bureau circulars, loss cost and rate adjustments, and state legislative and regulatory changes.

• Interpret regulatory changes into actionable guidance for clients and team members.

• Act as a primary client liaison and trusted advisor regarding filing strategies, program design, and state requirements.

• Collaborate with the WC Director and client teams to define engagements, establish timelines, and communicate status and risks.

• Ensure the quality and accuracy of client-facing deliverables.

• Provide guidance to analysts on unique state requirements, specialty programs, and complex objections.

• Review WC filings and objection responses prepared by analysts.

• Contribute to the development of WC procedures, state reference guides, templates, and training materials.

⛳️ Requirements

• 8-10+ years of experience in Workers' Compensation.

• 5+ years of practical experience in rate, rule, and form filing work.

• Extensive knowledge of NCCI manuals and rules, including the Basic Manual, Experience Rating Plan, and Retrospective Rating Plan.

• Familiarity with independent bureau state requirements.

• Experience with large deductible programs, retrospective rating plans, and managed care arrangements, including state-specific filing and regulatory requirements.

• Proven capability to independently manage complex, multi-state filings and resolve objections from initiation to completion.

• Experience working directly with clients and regulators.

• Excellent written and verbal communication skills.

• Proficient in SERFF and Microsoft Office (Excel, Word, PowerPoint).

• Strong judgment and meticulous attention to detail.

• Ability to independently manage multiple engagements and deadlines.

• Preferred: experience at a WC carrier, rating bureau, state insurance department, or insurance consulting firm.

• Preferred: familiarity with WC actuarial support, including loss cost multipliers, deviations, schedule rating, and experience rating.

• Preferred: capability to work closely with actuaries.

• Preferred: professional designations such as CPCU, AINS, or similar.

• Bachelor's degree in business, insurance, risk management, or a related field (preferred).

🏝️ Benefits

• Base salary with bonus potential.

• Profit sharing opportunities.

• Health, dental, and vision insurance coverage.

• Options for 401(k) retirement plans.

• Generous and flexible paid time off (PTO) policy.

• Culture focused on growth.

• Professional opportunities within a well-respected organization boasting over 30 years of leadership in the insurance industry.