Wholesale Pipeline Resolution Specialist

This is a fully remote position, open to applicants in New Jersey.

📋 Description

• Execute initial file structuring and uphold pipeline retention to ensure effective processing and closing.

• Monitor active loan files and address any structuring or process-related challenges.

• Collaborate with Sales and Operations to enhance pull-through rates and funded-loan performance.

• Analyze intricate loan scenarios and offer guidance on exceptions and underwriting concerns.

• Assess credit reports and financial documentation.

• Organize loan files and purchase transactions in accordance with company standards.

• Submit underwriting escalations, exception requests, and urgent review inquiries.

• Evaluate condo/Single Unit Approval files for compliance with policies.

• Conduct second-level reviews prior to adverse action decisions to identify solutions and retention prospects.

• Partner with Sales, Operations, and Underwriting teams to address loan structuring obstacles.

• Facilitate open office hours for Loan Officers and Sales Coordinators.

• Create and present training sessions on underwriting, product, and operational subjects.

• Act as a subject matter expert and intermediary between Sales and Operations.

• Monitor and document loan reviews, recommendations, and decisions within the Loan Origination System.

⛳️ Requirements

• Background in reverse processing.

• 2–3 years of underwriting experience.

• Previous experience as a Reverse Processor with DE certification.

• Excellent communication skills.

• Capability to collaborate with Sales, Operations, and Underwriting departments.

• Familiarity with LESA and TISA exceptions.

• Knowledge of Financial Assessments and residual income calculations.

• Proficiency in reviewing Trusts, Powers of Attorney, Property Types, Purchase Transactions, self-employment income, credit, condos/Single Unit Approval, and proprietary products.

• Skill in reviewing credit reports and financial documentation.

• Understanding of company underwriting guidelines.

• Experience with Loan Origination Systems (LOS).

• Ability to submit underwriting escalations, exception requests, and urgent review inquiries.

• This position is classified as non-exempt.

🏝️ Benefits

• Medical, dental, and vision insurance.

• FSA/HSA options.

• Voluntary products and discounts.

• 401(k) plan with company matching.

• Paid time off.

• Paid holidays.

• Company-paid life insurance.

• Support for professional growth and training.

• Clear career advancement paths.

• Team-building activities and friendly competitions.

• Monthly bonuses and additional compensation programs.