Underwriting Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Underwrite and oversee a portfolio of highly intricate specialty accounts within extensive authority levels.

• Formulate and implement strategic initiatives that promote growth and profitability.

• Optimize profitable opportunities for new and renewal business.

• Create and sustain an active list of targeted accounts.

• Oversee the financial performance of the designated territory, including loss ratios, premium plans, and commission objectives.

• Ensure the quality of underwriting and the performance of the book.

• Execute underwriting strategies, manage the portfolio, and conduct self-audits.

• Guarantee adherence to underwriting standards and designated authorities.

• Make determinations to accept, decline, or modify risks within granted authority.

• Implement underwriting decisions in accordance with state regulations.

• Cultivate relationships with producers to meet growth and profitability targets.

• Identify coverage and service gaps in order to retain or acquire customers.

• Collaborate with claims, actuarial, and risk control departments.

• Travel to key producers and accounts to maintain a presence in the market.

• Assess agency needs and trends and apply proactive strategies.

• Communicate the company's appetite for underwriting.

• Monitor agency action plans and engage in account management, agency planning, and marketing meetings.

• Participate in industry events and committees.

• Analyze competitor information and producer-specific reports to facilitate territorial rate reviews.

• Suggest marketing, pricing, product, and systems initiatives.

• Provide training and mentorship to less experienced underwriters.

• Maintain and apply knowledge of competitive, regulatory, and legal environments.

⛳️ Requirements

• Bachelor’s degree or equivalent experience is preferred.

• Minimum of 5-7 years of increasingly complex specialty lines underwriting experience.

• Professional insurance designation is preferred (AICPCU, RPLU).

• Expertise in Wood frame Builders Risk is preferred.

• Must possess a Property & Casualty (P&C) License or be willing to obtain one after onboarding.

• Strong understanding of exposures and key coverage concerns.

• Familiarity with competitive, regulatory, and legal environments.

• Ability to travel frequently to key producers/accounts.

• Capability to work remotely across the United States.

🏝️ Benefits

• Bonus potential.

• Comprehensive medical, dental, and vision insurance with no waiting period.

• Competitive paid time off programs.

• 401(k) savings plan with annual contributions of up to 12% of annual salary.

• Mental health support programs.

• Life and disability insurance.

• Paid parental leave.

• Additional voluntary benefits.

• Flexible work arrangements.

• Opportunities for professional growth and development.

• Performance-driven financial rewards.