Underwriting Lead, Cyber Portfolio

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the CPU referral queue during North American business hours, ensuring referrals are processed within service levels and delegated authority, escalating issues as necessary.

• Prepare, submit, and monitor carrier referrals under Coalition’s capacity agreements, including rework and follow-up actions.

• Conduct four-eyes and secondary reviews across SME, mid-market, and large-risk business segments, managing pricing exception requests.

• Document decisions to establish usable precedents and maintain a referral decision library for underwriters.

• Identify recurring referral patterns and transform them into guideline revisions, authority adjustments, and training content for underwriters.

• Define automated referral gates and governance flags in collaboration with Product and Engineering, tracking their impact on volume and cycle time.

• Generate referral management reports that cover volumes by trigger, cycle times, outcomes, and trends.

• Coordinate CPU responses to North American carrier audits.

• Assist in the research and development of new insurance products.

⛳️ Requirements

• 8+ years of experience in cyber or technology E&O underwriting at a carrier, MGA, or reinsurer, covering SME, mid-market, and large accounts.

• Extensive knowledge of letters of authority, referral frameworks, and delegated-authority obligations to capacity providers.

• Strong, quick judgment with the ability to document the rationale behind each decision.

• Proficiency with underwriting data and dashboards; experience with Looker or SQL is advantageous.

• Capability to maintain governance with senior underwriters and distribution colleagues while being commercially constructive.

🏝️ Benefits

• Comprehensive medical, dental, and vision coverage.

• 401(k) retirement plan with a competitive employer match.

• Flexible PTO.

• Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents.

• Annual home office stipend and WeWork access.

• Wellness programs for mental and physical health, including One Medical, Headspace, Wellhub, and more!

• Competitive compensation with opportunities for career advancement.

• Remote-first work culture.