Senior Life Underwriting Consultant

This is a fully remote position, open to applicants in Minnesota.

📋 Description

• Evaluate medical and financial risks for both routine and complex life underwriting cases with a sign-off authority of up to $5,000,000

• Classify risks appropriately according to company standards

• Convey underwriting decisions to producers or Field Marketing Organizations (FMOs)

• Collaborate with internal distribution teams to communicate offers when necessary

• Analyze medical records, medical examinations, financial documents, telephone interviews, and other underwriting criteria

• Record risk assessment details and underwriting decisions within system applications

• Provide training to agents, FMOs, and field distribution on strategies for conveying adverse decisions

• Instruct distribution partners on Allianz Life products, requirements, and underwriting principles

• Interact with internal and external clients regarding the status of cases

• Engage in departmental projects

• Guide and mentor junior underwriters and employees in Enterprise Operations

• Travel and present at industry events and to distribution partners as required

• Report directly to the Underwriting Manager

• Leverage artificial intelligence tools and resources, including generative AI

⛳️ Requirements

• Minimum of 4 years of experience in life or long-term care underwriting

• Bachelor’s degree in business, communications, or medical fields, or equivalent professional experience

• Willingness to travel up to 10% for field visits

• Must possess legal authorization to work in the U.S. without the need for immigration sponsorship, both now and in the future

• Capability to independently evaluate routine and complex life underwriting cases with a sign-off authority of up to $5,000,000

• Proven experience in reviewing medical records, medical exams, financial documents, telephone interviews, and other underwriting requirements

• Proficiency in utilizing underwriting systems to document risk assessments and decisions

• Strong communication skills with field distribution, agents, FMOs, medical professionals, reinsurers, vendors, and internal customers

• Ability to mentor less experienced underwriters

• Familiarity with artificial intelligence tools and resources, such as generative AI

🏝️ Benefits

• Annual incentive program

• Comprehensive options for medical, dental, and vision plans

• Flexible spending and health savings accounts

• Tuition reimbursement

• Student loan retirement program

• Generous annual paid leave

• 401(k) company matching

• Life insurance

• Discounted campus amenities

• Onsite health center

• Child development center

• Fitness facility

• Convenience store

• Two cafeterias

• Employee Resource Groups

• Inclusive and engaged workplace culture