Treasury Operations Analyst

This is a fully remote position, open to applicants in United States, +4 more locations.

📋 Description

• Execute and authorize daily cash transactions across Mercury's accounts, ensuring precision, approval, and timely completion.

• Oversee daily cash positioning and reporting for operating, reserve, and partner bank accounts.

• Manage funding for reserve accounts with partner banks and reconcile reserve calculations according to agreements.

• Facilitate cash forecasting by maintaining and updating short-term cash flow models.

• Oversee bank account access and rights management.

• Design, construct, and sustain automated cash and liquidity reporting systems.

• Develop scalable tools for cash positioning, reserve tracking, and reporting workflows.

• Create and maintain dashboards and recurring reporting packages, including ALCO materials, deposit summaries, and liquidity metrics.

• Handle data extraction and validation from NetSuite, Snowflake, and other internal systems.

• Identify manual, error-prone, or repetitive Treasury processes and create automated alternatives.

• Collaborate with Accounting on the GL treatment of cash activities, reserve movements, and facility transactions.

• Work alongside Data/Analytics teams to obtain cash data feeds from third-party banks.

• Assist ALCO and management reporting with accurate and timely inputs.

• Support ad hoc requests from the Treasurer and the wider Finance team.

⛳️ Requirements

• Previous experience at a fintech, bank, or other regulated financial institution.

• 2–5 years of experience in treasury operations, corporate treasury, FP&A, or a related finance/accounting role.

• Exceptional attention to detail.

• Strong skills in data modeling; comfortable working with large datasets.

• Proven experience in transitioning manual processes to scalable automations.

• Familiarity with SQL and/or a willingness to learn.

• Exposure to NetSuite or similar ERP/GL systems is advantageous.

• Excellent written communication skills; capable of producing reports for senior stakeholders and external parties.

• Self-motivated with comfort in an ambiguous, build-as-you-go environment.

• Experience using AI tools to prototype automated processes.

• Experience with partner bank/BaaS reserve account structures (preferred).

• Previous use of Treasury Management Systems (preferred).

• Familiarity with deposit sweep networks (preferred).

• Experience supporting Federal Reserve account operations (preferred).

• Project management skills (preferred).

🏝️ Benefits

• Base salary.

• Equity (stock options/RSUs).

• Comprehensive benefits.

• Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.