Staff Analyst, Investor Analytics

This is a fully remote position, open to applicants in United States, +1 more country.

📋 Description

• Directly engage with capital investors to present Upstart’s platform and develop customized capital solutions for the home equity program.

• Take ownership of the HELOC credit performance narrative, which includes arrears, roll rates, vintage and cohort loss curves, model calibration, and feature importance.

• Clarify portfolio performance and forward-risk implications to investors, partners, and internal leadership.

• Generate regular reporting on yield, default, and prepayment performance.

• Assist in modeling and directing deal strategies for capital partners.

• Create financial models, data pipelines, and automated credit monitoring and reporting systems.

• Leverage agentic AI tools such as Claude Code and Codex to streamline analytics pipelines and ongoing reporting.

• Collaborate with teams across Machine Learning, Product, Engineering, and Finance on HELOC credit metrics, narratives, and forecasts.

• Mentor junior team members to enhance data, credit, and analytics proficiency.

⛳️ Requirements

• A minimum of 5 years of professional experience in financial services, concentrating on credit and debt, with hands-on experience in loan portfolio performance and credit risk.

• Proficient in Python and SQL.

• Experience in analyzing and articulating portfolio credit performance, including delinquency and arrears, roll rates, vintage loss curves, and model calibration.

• Expertise in handling large datasets and data modeling.

• Proven experience in building robust data pipelines.

• Familiarity with Databricks, Redshift, DBT, and business intelligence tools.

• A degree in Finance, Economics, Statistics, Engineering, Data Science, or a related quantitative discipline.

• Availability for East/West coast time zones.

• Must be able to live and work in the U.S. or Canada, excluding Quebec.

• Preferred qualifications include cross-functional collaboration, executive-level data storytelling, proficiency in Tableau/PowerBI/Looker, experience with HELOC/home equity/mortgage credit, financial modeling, deal analytics, and familiarity with agentic coding tools such as Claude Code or Codex, as well as model explainability and calibration.

🏝️ Benefits

• Competitive compensation package that includes base salary, bonus opportunities, and quarterly vesting annual equity grants.

• 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.

• Employee Stock Purchase Plan (ESPP) offering discounted stock purchase options for eligible employees (US only).

• Comprehensive coverage for medical, dental, vision, and wellness resources.

• Supplemental health coverage available for Canada.

• Contributions to Health Savings Accounts for eligible plans (US only).

• Life insurance and disability coverage included.

• Generous paid time off, sick leave, and company holidays.

• Paid family and parental leave offered.

• Family-oriented benefits for fertility, parenthood, and caregiving.

• Employee Assistance Program providing mental health support and life-centered resources.

• Financial planning tools and concierge service available (US only).

• Annual wellness allowance provided.

• Annual productivity allowance for relevant work tools and resources.

• Team-building events, all-company updates, and employee resource groups.

• Catered lunches and stocked micro-kitchens available when working from offices.

• Flexible digital-first work arrangements offered.

• Regular team onsite events and in-person meetings.