Senior Underwriting Consultant

This is a fully remote position, open to applicants in Missouri.

📋 Description

• Assess and categorize medical, non-medical, and financial risks associated with complex life insurance cases up to $10,000,000.

• Exercise approval authority for amounts up to $5,000,000.

• Guarantee that rate quotes are fair, equitable, competitive, sound, and profitable for RGA Re.

• Efficiently manage casework while meeting or surpassing service time, productivity, and offer/decline ratio objectives.

• Ensure adherence to internal underwriting and audit standards.

• Provide innovative underwriting solutions to clients and assist in enhancing their business performance.

• Establish and nurture robust client relationships.

• Effectively communicate, sell, and negotiate RGA Re's underwriting decisions, compromises, and solutions.

• Monitor new client or industry products and trends in medical and financial underwriting.

• Continuously enhance professional development through relevant literature and seminars.

• Identify and report issues and inconsistencies in the image system.

• Collaborate with Medical Directors, team members, internal departments, and RGA Re offices.

• Engage in special projects, committees, meetings, and client presentations.

• Support department training, updates on underwriting guidelines and procedures, client profiles, audit reviews, and other departmental activities.

• Maintain consistent and reliable attendance.

• Provide backup support and perform additional assigned duties.

⛳️ Requirements

• Bachelor’s Degree or equivalent relevant work experience (minimum of 8 years).

• 4-6 years of experience in reinsurance Life underwriting or 7-8 years in direct Life underwriting.

• Basic proficiency in Word.

• Intermediate skills in SQL/Query and Excel.

• Strong ability to understand and interpret insurance and contract documents.

• Advanced verbal and written communication skills.

• Capability to quickly adjust to new methods and work under tight deadlines and stressful conditions.

• Advanced investigative, analytical, and problem-solving abilities.

• Proficient in setting goals and managing multiple tasks, clients, and projects concurrently.

• Ability to effectively balance priorities, deadlines, and deliverables.

• Ability to thrive in a team environment and contribute to departmental and team projects.

• Skill in balancing detail with departmental goals and objectives.

• Advanced capability to translate business needs and challenges into viable and accepted solutions.

• Proficient in customer relationship management and change management.

• Ability to manage multiple projects or teams and establish relevant goals.

• Advanced negotiation and persuasion skills.

• Ability to interact with individuals across a wide range of operational, functional, and technical disciplines.

• General business acumen.

• Advanced understanding of insurance principles, underwriting policies and procedures, and guidelines for risk analysis.

• Advanced knowledge of medicine, law, accounting, and finance as they pertain to evaluating life reinsurance and life insurance risks.

• Ability to swiftly comprehend, analyze, and apply extensive medical and financial information to make sound financial underwriting and risk assessments.

• Capability to work online, whether from home or remotely.

• Willingness to travel occasionally.

🏝️ Benefits

• Annual bonus plan.

• Eligibility for long-term equity incentive plans for certain positions.

• Health benefits.

• Retirement benefits.

• Additional employee benefits.

• Opportunities to acquire knowledge and experience alongside diverse colleagues worldwide.

• A respectful and welcoming work environment.

• Potential for career development.

• Remote work arrangements.