Senior Specialist, T2 – Target2 Payment Operations

This is a fully remote position, open to applicants in Spain, +3 more countries.

📋 Description

• Take charge of essential payment processes, including SCT/SCT Inst recalls, investigations, SWIFT inquiries, missing or incoming funds, rejects, returns, and refunds.

• Daily operate the T2 platform using the T2 GUI and U2A/A2A interfaces.

• Maintain CRDM reference data effectively.

• Establish four-eyes controls and delineate the manual versus automated processes.

• Oversee the transition from BNP Paribas to direct participation, monitoring payments by BIC and path.

• Define the retirement criteria for steps dependent on BNPP.

• Connect Payment Operations with reconciliation teams.

• Develop incident processes for DNB, FIS, and TARGET escalation paths.

• Own the role of Payment Operations in DNB reporting.

• Establish the ECONS II contingency strategy.

• Collaborate with the Eurosystem, DNB, SWIFT/NEXI, FIS, correspondent banks, and partner banks.

• Work alongside Product and Engineering to define platform behavior.

• Design and document Payment Operations workflows.

• Validate processes during August UAT and transition BIC by BIC.

• Ensure T2 operations run smoothly as business-as-usual post go-live.

⛳️ Requirements

• Practical experience with T2/TARGET Services (RTGS, TIPS), including the GUI and U2A/A2A functionalities.

• Approximately 2-3+ years in payment operations within a bank, EMI, or PSP, preferably with SEPA schemes (SCT, SCT Inst).

• Familiarity with investigations, recalls, returns, and SWIFT/ISO 20022 messaging protocols.

• Experience in writing SOPs and controls, or a quick ability to learn.

• Comfortable collaborating with regulators, partners, and technical teams.

• Ability to make sign-off and escalation decisions with team support.

• Fluent in English.

• Nice to have: Experience in maintaining CRDM reference data.

• Nice to have: Involvement in direct-participation onboarding or sponsor-bank migration.

• Nice to have: Knowledge of DNB/TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes.

🏝️ Benefits

• Continuous personal and professional development resources and opportunities.

• Flexible remote or hybrid work options available across Europe.

• Stock Options Program available for every team member.

• Modern, friendly, and eco-conscious corporate culture.

• Ongoing support and care for all employees.

• One month stay in a corporate apartment in Cyprus through the Work & Swim Program.