Senior Product Manager

This is a fully remote position, open to applicants in India.

📋 Description

• Take ownership of product segments within Managed Payments, Circle's regulated payment infrastructure for payment service providers (PSPs), financial institutions, banks, and enterprises.

• Define and enhance capabilities that support managed pay-ins, payouts, conversion, and transaction lifecycle management across both stablecoin and fiat endpoints.

• Manage the roadmap for managed pay-ins, payouts, fiat endpoints, conversion, and transaction lifecycle management.

• Develop and launch capabilities within Circle's regulated hubs, including new entities, corridors, payout methods, and geographic coverage.

• Design customer experiences for accepting funds, converting value, and distributing globally via stablecoin and fiat channels.

• Optimize workflows for onboarding, account setup, transaction visibility, reporting, exception handling, reconciliation, refunds, requests for information (RFIs), and bulk payments.

• Analyze data related to customers, products, payments, and operations to identify friction points, prioritize investments, and assess improvements.

• Assess new payment rails, payout use cases, and digital assets based on demand, regulatory considerations, technical feasibility, and business priorities.

• Lead cross-functional projects with teams in Engineering, Compliance, Operations, Legal, Treasury, Business Development, and Product from conception to launch.

⛳️ Requirements

• A minimum of 4 years of relevant experience, including product management in payments, fintech, financial infrastructure, or similarly intricate B2B products.

• Proven experience in owning product vision, roadmaps, and execution for B2B capabilities such as payments, pay-ins, payouts, settlement, treasury infrastructure, APIs, or financial operations.

• Demonstrated capability to independently lead intricate cross-functional initiatives involving Engineering and partners like Compliance, Operations, Legal, Treasury, or commercial teams.

• Strong analytical and technical skills, with experience leveraging customer, product, payment, and operational data to identify opportunities and inform product decisions.

• A history of delivering measurable enhancements to customer experience, product adoption, operational efficiency, reliability, or business performance.

• Ability to assess technical and business trade-offs, clarify ambiguities, and translate complex requirements into straightforward product priorities and execution plans.

• Knowledge of cross-border payments, PSP infrastructure, settlement systems, correspondent banking, or related payment network concepts.

• Familiarity with stablecoins, blockchain-based financial infrastructure, or crypto-enabled payment systems.

• Experience with enterprise APIs, payment networks, or compliance-oriented systems involving payment lifecycle states, reconciliation, exception handling, sanctions screening, RFIs, or service level agreements (SLAs).

🏝️ Benefits

• Flexible work environment.

• Inclusive workplace.

• Interview accommodations and assistance for candidates with disabilities.