Senior Investigator – AML FIU

This is a fully remote position, open to applicants in Canada.

📋 Description

• Conduct investigations to identify, evaluate, determine, and report on activities that suggest exposure to financial crimes.

• Assess, document, manage, and escalate potential threats and investigations in accordance with standard operating procedures.

• Provide expertise and oversight regarding criminal risk through intelligence-based detection and research.

• Develop solutions and recommendations aligned with business strategy and stakeholder requirements.

• Offer guidance to assigned business groups on the implementation of solutions.

• Determine business priorities and the sequence of execution.

• Perform independent analysis and assessment to address strategic issues.

• Support strategic initiatives involving both internal and external stakeholders.

• Collaborate with law enforcement agencies and other financial institutions on investigations.

• Integrate information from various sources to enhance processes, analysis, and reporting.

• Create content, tools, and training programs, and potentially deliver training sessions.

• Analyze complex incidents or cases across several product lines.

• Prepare reports, notifications, and activity or case filings.

• Aid in programs that reduce risk exposure and enhance the efficiency and effectiveness of analytical processes.

• Suggest improvements to processes and customer service.

• Monitor trends in financial crime risk, regulations, and compliance standards.

• Analyze information from detection systems, tools, reports, and manual sources to determine necessary actions.

• Collect evidence and information for incident filings, loss prevention, litigation, prosecution, management information, statistics, and process enhancements.

• Document investigative actions and findings in account and case files.

• Compile and format data for both regular and ad-hoc reports and dashboards.

• Analyze data to deliver insights and recommendations.

• Execute routine service requests, transactions, and queries in line with service-level agreements.

• Inform and provide instructions to stakeholders regarding incidents.

• Implement BMO’s Risk Management Framework and make risk-informed decisions that align with business strategy, policies, laws, and regulations.

⛳️ Requirements

• Typically, 3-5 years of relevant experience.

• A post-secondary degree in a related field of study or an equivalent combination of education and experience.

• Familiarity with risk and regulatory requirements pertinent to financial crimes is advantageous.

• Understanding of banking products, services, processes, and organizational structures is beneficial.

• Specialized knowledge acquired through education and/or business experience.

• Excellent verbal and written communication skills.

• Strong collaboration and teamwork abilities.

• Well-developed analytical and problem-solving skills.

• Effective influence skills.

• Capability to adhere to financial crime management processes, frameworks, techniques, regulations, compliance standards, policies, procedures, and associated documents.

• Ability to work predominantly independently.

• Capacity to exercise judgment and resolve issues within established guidelines.

🏝️ Benefits

• Performance-based incentives.

• Discretionary bonuses.

• Additional perks and rewards.

• Health insurance.

• Tuition reimbursement.

• Accident insurance.

• Life insurance.

• Retirement savings plans.

• Comprehensive training and coaching.

• Support from management.

• Opportunities for network building.

• Access to tools and resources to achieve new milestones.

• Accommodations available upon request during the selection process.