Senior Full Stack Engineer, Lending

This is a fully remote position, open to applicants in United States.

📋 Description

• Design, develop, and maintain features within the loan origination platform, encompassing application intake, decision-making logic, servicing, and collections workflows.

• Create and uphold internal operational tools for loan management, program configuration, report generation, and addressing inquiries from schools and borrowers.

• Engage in architectural decisions, conduct code reviews, and participate in technical design discussions.

• Utilize AI-assisted development methods for code generation, test creation, refactoring, and documentation purposes.

• Collaborate with compliance and legal teams to implement TILA, ECOA, fair lending standards, and state licensing requirements.

• Develop and instrument data pipelines in conjunction with the data team for credit modeling, compliance reporting, and analytics for school-facing portfolios.

• Occasionally interact with technical stakeholders from schools and universities regarding integration requirements and platform reliability.

• Foster a culture of continuous learning, uphold high standards, and provide direct, low-ego feedback.

• Report to the Engineering Director of Lending and collaborate with colleagues and stakeholders to establish a resilient, highly available, and compliant lending workbench.

⛳️ Requirements

• Over 5 years of professional software engineering experience or equivalent expertise.

• Proficient in Python, TypeScript, and/or JavaScript; capable of producing clean, maintainable code in both languages and discerning when to utilize each.

• Experience in developing operational and/or internal tools for fintech, lending, or other regulated sectors.

• Practical application of AI coding tools like Cursor, Copilot, or Claude as a performance enhancer.

• Familiarity with Django or a similar Python web framework and React.

• Direct experience with cloud/serverless infrastructure such as AWS Lambda or GCP Cloud Functions, along with modern deployment methodologies.

• Excellent written and verbal communication abilities.

• Dedication to technology that enhances access to education and economic mobility.

• Previous exposure to fintech, payments, banking, or financial services is a plus.

• Experience in designing and constructing reliable, observable, and accurate data pipelines, ETL workflows, or event-driven systems is beneficial.

• Understanding of TILA, ECOA, or state lending regulations is advantageous.

• Previous startup experience is a plus.

• Experience integrating with loan servicers, payment processors, or financial data providers is beneficial.

• Must not require current or future visa sponsorship to work legally in the United States.

• Remote work is restricted to ET & CT time zones.

🏝️ Benefits

• Competitive cash and equity compensation.

• Health benefits, including medical, dental, and vision coverage.

• Student loan repayment assistance.

• 401k with matching contributions.

• Flexible PTO policy.

• Opportunities for growth and performance in a fast-paced environment alongside an exceptional team.

• Some travel may be required.