Senior Financial Crime Investigator – Out of Hours, Business Banking

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Take ownership of the most intricate Financial Crime Business Banking responsibilities, which include multi-jurisdictional money muling investigations and conducting Transaction Monitoring Reviews.

• Prepare and submit high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA).

• Adhere to a consistent schedule on core investigative tasks to maintain expertise and meet service-level agreements.

• Mentor Investigators on complex financial crime patterns, best practices, and ways to enhance performance.

• Collaborate with Operations Analysts to identify emerging trends and update as well as implement operational guidance.

• Execute onboarding and ongoing compliance checks.

• Analyze complex financial crime patterns.

• Reduce risk through thorough investigations, reporting, and account closures.

⛳️ Requirements

• Extensive knowledge of KYB and AML regulations.

• Significant experience in conducting comprehensive business due diligence (KYB/EDD) and investigations within a regulated financial environment.

• Proven capability in utilizing open-source intelligence and analysis to validate customer profiles and transactional activities.

• Strong understanding of UK and international financial crime trends impacting business accounts.

• In-depth knowledge of the UK SAR regime.

• Ability to thrive in a fast-paced environment and adjust to changing priorities, guidance, and process modifications with little notice.

• Strong leadership and improvement abilities.

• Experience in mentoring colleagues or facilitating process enhancements is a plus.

• Relevant qualifications such as ICA or ACAMS are advantageous.

• Capacity to work 37.5 hours per week, Monday to Friday, plus one full weekend every three weeks.

• Availability for Monday to Friday training from 9am to 5:30pm during the initial six weeks, with no time off permitted during this training period.

🏝️ Benefits

• A shift allowance of £2,503 for the 5pm–1:30am shift.

• A shift allowance of £5,004 for the 12:30am–9am shift.

• Performance-based Incentive Awards.

• Guaranteed time off on your birthday if it falls on a scheduled workday, excluding the training period.

• Fully remote work available within the UK.

• An annual budget of £1,000 for books, training courses, and conferences.

• Provision of a MacBook.

• Additional support for work-from-home setups for fully remote employees.

• Two designated days off in lieu for working weekend shifts.

• Additional benefits detailed in Monzo's complete benefits list.