Financial Crimes Alert Analyst

This is a fully remote position, open to applicants in Florida.

📋 Description

• Conduct evaluations of customer activities flagged by transaction monitoring systems.

• Ensure prompt identification and escalation of any unusual activities.

• Examine manual reports for any unusual activities that require escalation.

• Assess customer transactions and independently determine if they are unusual and warrant escalation.

• Create reports and document analyses that support decision-making processes.

• Collaborate with front-line personnel to gather information that aids in alert evaluation and analysis.

• Engage in cross-training for case investigations and CTRs when opportunities present themselves.

• Utilize critical thinking skills to identify patterns, trends, and inconsistencies in transaction and customer data.

• Identify, prevent, mitigate, and report potentially suspicious activities.

• Comprehend the customer risks related to money laundering, terrorist financing, financial crimes, and other legal or reputational risks.

• Keep up-to-date with behaviors, trends, patterns, and typologies associated with money laundering and terrorist financing.

• Remain informed about relevant rules, laws, and regulations.

• Maintain a strong attention to detail.

⛳️ Requirements

• Proficiency in computer skills and the Microsoft Office suite.

• Preferred working knowledge of a banking environment and relevant systems.

• Familiarity with BSA/AML rules, laws, and regulations, including the USA PATRIOT Act.

• Excellent oral and written communication skills.

• Strong critical thinking capabilities.

• Effective analytical, problem-solving, and organizational skills.

• Detail-oriented approach.

• Capacity to work independently as a self-starter.

• Ability to cultivate professional relationships.

• A minimum of 2 years of direct AML experience.

• CAMS (ACAMS) or CFE (ACFE) certification, or at least 7 years of direct AML experience.

• Bachelor’s degree in Economics, Accounting, Finance, Criminal Justice, or a related field is required.

• CAMS or CFE certification is necessary.

🏝️ Benefits

• Medical, Dental, and Vision Insurance.

• Life Insurance provided at no additional cost to employees.

• Accidental Death & Dismemberment Coverage.

• Long-Term Disability Coverage.

• Paid Sick and Vacation Leave.

• 11 Holidays.

• Volunteer/Service Day.

• Employee Stock Purchase Plan.

• 401(k) Retirement Plan with a 50% match on the first 8% of contributions.

• Flexible Spending Accounts.

• Health Savings Account.

• Health Reimbursement Arrangement.

• Supplemental Life & Other Insurance Plans.

• Identity Theft Protection.

• Pet Insurance.

• Legal Insurance.

• Employee Assistance Program.

• Employee Advocacy Program.

• Tickets at Work (entertainment discounts for Ameris Bank employees).

• AT&T Employee Discount.

• Wellness Discounts for Medical Premiums and Other Rewards.

• Employee Referral Incentive.

• Education Assistance.

• Employee Resource Groups.

• Free Interest Checking.

• Free Safe Deposit Box.

• Free Money Orders, Travelers’ Checks, and Cashier Checks.

• Discount on Mortgage Origination Fee.

• Free Online Banking and Free Unlimited Online Bill Payment.

• Employee Banking Perks.