Senior Analyst, AML Investigations

This is a fully remote position, open to applicants in United States.

📋 Description

• Conduct thorough investigations into complex and escalated AML cases, including L2 escalations from AML alerts, enhanced monitoring assessments, and L1 transaction monitoring evaluations.

• Detect activities that may necessitate the filing of suspicious activity reports in compliance with legal requirements.

• Manage cases from start to finish, record filing decisions, and prepare and submit high-quality SARs/STRs.

• Address transaction monitoring alerts as required and identify patterns across different work types.

• Respond to inquiries and provide assistance to external entities such as law enforcement and banking partners.

• Collaborate with internal policy, legal, and Compliance Operations teams.

• Report significant risks and findings to the MLRO and compliance leadership.

• Assist with inquiries from regulators and audits.

• Ensure customer adherence to relevant laws and regulations while fulfilling Circle's regulatory commitments.

• Oversee time-sensitive workflows amidst competing priorities.

• Work alongside policy, compliance data, and technology teams to share insights and trends.

• Lead enhancements to detection models, thresholds, and typology coverage.

• Provide training and feedback to IO analysts as necessary.

⛳️ Requirements

• Bachelor's degree; a quantitative or technical degree is advantageous.

• Over 4 years of experience in AML alert review, investigation, and relevant reporting.

• In-depth knowledge of AML regulations.

• Proven experience in writing clear and well-supported SAR/STR narratives.

• Experience in presenting findings to senior stakeholders, law enforcement, or regulators.

• Comprehensive understanding of blockchain ecosystems, VASPs, and the evolving landscape of global AML/CFT regulations.

• Extensive hands-on experience with blockchain forensic tools such as TRM Labs, Chainalysis, and Elliptic.

• Strong skills in organization, analysis, written, and verbal communication.

• Meticulous attention to detail and the confidence to make informed and well-supported decisions.

• Experience in analyzing large sets of transactional data; familiarity with SQL is a plus.

• Ability to perform under pressure and meet tight deadlines, prioritizing tasks effectively.

• Experience in a dynamic industry with the flexibility to adapt to evolving demands.

• Demonstrated ability to work collaboratively with various stakeholders and internal teams.

• Capacity to comprehend complex business challenges, structure analytical projects, and articulate intricate ideas into clear logic.

• CAMS, CFCS, or CFE certification is a plus.

• Proficiency in Google Suite, Slack, and Apple MacOS is preferred.

• Familiarity with generative AI models like ChatGPT and Gemini, along with prompt development.

• Experience in utilizing artificial intelligence, automation, or machine learning tools to enhance AML workflows.

🏝️ Benefits

• Flexible work environment.

• Remote-first work arrangement.

• Inclusive workplace.

• Interview accommodations and support for individuals with disabilities.