Senior Financial Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist the Bank with its daily, monthly, and yearly accounting operations.

• Prepare and uphold monthly reconciliations of general ledger accounts.

• Investigate and address reconciling items and discrepancies.

• Reconcile cash accounts, prepaid expenses, accrued expenses, and various balance sheet accounts.

• Ensure proper maintenance of supporting documentation in accordance with Bank policies and audit standards.

• Aid in month-end and year-end closing processes, which include journal entries.

• Keep records of fixed assets and manage depreciation schedules.

• Support the preparation of budgets, variance analysis, system enhancements, process improvements, and special projects.

• Prepare and maintain reports for pledged and collateralized loans.

• Monitor and reconcile collateral loan balances along with related general ledger accounts.

• Assist in collateral reporting for funding sources and correspondent relationships.

• Collaborate with Lending, Operations, and Treasury teams regarding collateral records.

• Aid in analyzing collateral availability and borrowing capacity.

• Serve as a backup for the Financial Reporting Specialist.

• Assist in the preparation of monthly financial statements, management reports, Call Reports, regulatory reporting, and external reporting.

• Prepare audit schedules along with supporting analyses and documentation for audits and examinations.

• Assist with schedules and filings related to federal, state, and other taxes.

• Process bi-weekly payroll and review payroll data diligently.

• Manage payroll tax accounts and resolve Paylocity tax notices, filing issues, and agency inquiries.

• Process garnishments, levies, and employee deductions.

• Reconcile payroll entries, accruals, liabilities, bank disbursements, and general ledger accounts.

• Support year-end payroll reporting, including W-2s and 1099s.

• Assist with internal audits, external financial statement audits, and regulatory examinations.

• Support internal control testing and track follow-up items from audits.

• Assist with daily lock desk operations, including rate lock registration, extensions, relocks, and exception processing.

• Collaborate with lending, operations, and capital markets teams on lock-related matters and secondary market delivery.

• Maintain effective relationships and workflows within the department.

• Identify opportunities for automation and provide necessary training.

• Support the Bank's efficiency, compliance, security, and organizational objectives.

• Perform additional duties as assigned.

⛳️ Requirements

• Bachelor’s degree in Accounting, Finance, Business, or a related field is preferred.

• A minimum of two years of experience in accounting, payroll, banking, or finance is preferred.

• Experience in the banking or related industry is preferred.

• Familiarity with payroll processing and payroll tax reporting is preferred.

• Must be detail-oriented, organized, and capable of working independently.

• High level of accuracy is required in a fast-paced community banking environment.

• Responsible for ensuring compliance with applicable laws and regulations.

• Participation in required BSA training and demonstration of knowledge of BSA relevant to job responsibilities.

• Must maintain confidentiality regarding employee payroll, compensation, and tax information.

🏝️ Benefits

• Paid time off.

• Paid holidays.

• Paid volunteer days.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401(k) retirement plan.

• ESOP retirement plan.

• Additional benefits and incentives consistent with company policy.

• Equal Opportunity Employer with a commitment to diversity.