Senior Credit Analyst – BigOps

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Perform comprehensive and customized financial and accounting analyses of large enterprises (BigOps).

• Create high-quality credit evaluations and credit files, integrating risk assessments and crafting presentation materials in PowerPoint.

• Communicate with both internal and external clients and partners to address inquiries related to credit transactions and client activities.

• Assist in requests for approval and enhancement of receivables-advance limits.

• Facilitate effective resolution of inquiries submitted via internal ticketing systems.

• Assess approved credit limits, observing changes in financial capacity and risk profiles.

• Continuously monitor the large-account (BigOps) portfolio, identifying potential issues and operational trends.

• Oversee the team’s requests, promoting continuous improvement, reducing manual rework, and integrating AI tools.

• Develop and maintain operational metrics in spreadsheets to track requests.

• Collaborate with commercial teams and partner departments to enhance relationships and drive results.

• Engage in credit committee presentations and address complex issues.

⛳️ Requirements

• Prior experience in credit.

• Background in corporate credit analysis.

• Bachelor’s degree in business administration, economics, accounting, or a related discipline.

• Currently enrolled in a postgraduate program in finance, credit and collections, economics, or a related field.

• Intermediate to advanced skills in Microsoft Office.

• Ability to analyze indicators and information regarding credit applicants, including balance sheets, income statements, revenue, and the SCR (Brazilian Credit Information System).

• Familiarity with credit bureaus.

• Strong communication (storytelling) and negotiation abilities.

• Coursework in credit analysis and financial statements is advantageous.

🏝️ Benefits

• Medical and dental insurance with no co-pay.

• Life insurance.

• Prescription medication allowance.

• Fitness allowance.

• Four complimentary therapy or nutritionist sessions each month.

• Quick massage services available at headquarters.

• Flexible food allowance provided on a Visa card.

• Free food available at headquarters.

• Daycare allowance.

• Parental support program.

• Extended maternity and paternity leave.

• Access to an in-company training platform.

• Education allowance covering 70% of tuition for undergraduate degrees and language courses, as well as courses and books.

• Home office allowance.

• Provision of work equipment.

• Home office furniture allowance.

• Partnership with WOBA for coworking space access throughout Brazil.

• Day off during birthday month.

• Happy hour allowance.

• Bonus for referring new employees.

• Annual performance-based bonus.

• Participation in a stock option plan.

• No dress code policy.