Senior Credit Analyst – AU Mortgage Experience

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Assess borrower situations, encompassing PAYG, self-employed, and intricate structures

• Design and arrange deals for refinances, cash-out/equity release, pre-approvals, multi-lender/proprietary products, and basic SMSF lending

• Prepare and submit loan applications through Connective

• Complete and oversee MIRs (More Information Requests)

• Review supporting documentation for thoroughness and credit viability

• Identify potential risks and suggest alternative structures prior to submission

• Coordinate with lenders, BDMs, and internal teams

• Keep precise records and maintain the pipeline in Mercury CRM

⛳️ Requirements

• Over 4 years of experience in Australian mortgage broking or credit analysis

• Significant experience with complex deals, particularly non-standard PAYG scenarios

• Familiarity with refinance and equity release situations

• Experience in handling pre-approvals and submissions

• Practical experience with Connective (essential)

• Preference for candidates with experience in Mercury CRM

• Strong grasp of lender policies and servicing

• Exposure to SMSF lending is a plus

• Experience with non-bank or specialist lenders is a bonus

🏝️ Benefits

• Option for remote work

• Full-time schedule that aligns with Australian hours

• Observance of Australian public holidays