Senior Credit Analyst

This is a fully remote position, open to applicants in Maryland.

📋 Description

• Oversee a profitable business portfolio within defined parameters utilizing effective credit analysis methods.

• Conduct visits to buyers or perform telephone interviews to gather essential information for monitoring the buyer portfolio.

• Keep track of high-risk buyers and seek proprietary information for the EHNA database.

• Build and sustain relationships with Finance Directors and Treasurers through visits, phone calls, and written communication.

• Consistently evaluate buyers within authorized limits and provide detailed recommendations to the Supervisor and/or Regional Director when beyond authority.

• Execute financial and credit analysis to establish appropriate company credit ratings.

• Liaise with Sales Agents, Commercial Underwriters, and/or customers regarding underwriting requirements, industry forecasts, and target markets.

• Develop industry sector forecasts using both public and proprietary data to identify underlying market trends.

⛳️ Requirements

• Bachelor’s degree in Business Administration or Finance.

• 3-5 years of experience in financial management within banking, credit insurance brokerage, or a credit insurance setting.

• Strong computer skills.

• Proficient understanding of financial software and spreadsheet applications.

• MBA is preferred.

🏝️ Benefits

• Competitive compensation.

• Eligibility for annual bonuses and/or commission structure opportunities.

• 401(k) discretionary match of up to 6%.

• Flexible work schedules.

• Health and wellness benefits.

• Paid time off for vacation, illness, Birthday Day Off, and Volunteer Day Off.

• Tuition reimbursement.

• Family care resources, including benefits for fertility and adoption.