Senior Credit Analyst

This is a fully remote position, open to applicants in Maryland.

📋 Description

• Oversee a credit portfolio encompassing a variety of companies, including both public and private entities, investment grade and non-investment grade credits, as well as middle market to large corporate borrowers.

• Conduct thorough financial statement analyses to assign credit ratings to companies and recommend underwriting strategies.

• Evaluate financial statements, tax returns, due diligence reports, credit bureau information, appraisals, internal credit data, industry research, and peer comparisons to ascertain suitable credit ratings.

• Prepare and deliver intricate credit recommendations concerning significant exposures and strategically vital credits to senior credit management and other stakeholders in credit committee environments.

• Cultivate and sustain partnerships with treasury and finance teams to gather financial information, assess financial performance, and discuss business projections.

• Write industry sector outlooks to identify prevailing market trends.

⛳️ Requirements

• Bachelor's degree in Business Administration or Finance.

• 5-7 years of experience in banking, insurance, or other financial institutions.

• Background in assessing corporate financial statements for both public and private companies.

• Familiarity with ratings platforms for corporate research, financial data analysis, and credit evaluation.

• Proven ability to produce insightful qualitative and quantitative written analyses.

• Exceptional analytical and critical thinking abilities.

• Strong verbal and written communication skills, capable of conveying complex financial information clearly.

• Proficient in Microsoft Excel for data analysis and reporting tasks.

• Knowledge of Generative AI tools for research, data insights, and overall productivity enhancement.

• Prior training in fundamental credit analysis, including financial statement evaluation, is preferred.

• MBA is preferred.

🏝️ Benefits

• Competitive compensation package.

• Eligibility for annual bonuses and/or commission structures.

• 401(k) plan with a discretionary match of up to 6%.

• Flexible working hours.

• Comprehensive health and wellness benefits.

• Paid time off for vacations, illness, Birthday Day Off, and Volunteer Day Off.

• Tuition Reimbursement program.

• Family care resources, including fertility and adoption assistance.