SBL Closing Specialist III

This is a fully remote position, open to applicants in Florida, +5 more states.

📋 Description

• Oversee all elements of the closing process from approval to funding.

• Ensure accurate and complete documentation that meets SBA and internal bank standards.

• Lead, mentor, and develop assigned staff members.

• Act as the primary trainer and protocol creator as necessary.

• Organize files according to the established file folder hierarchy.

• Engage with customers and relevant third parties to collect and consolidate necessary information.

• Analyze documentation and create closing checklists based on loan approval and type.

• Generate and review third-party reports and public website data, including OFAC, SAMS, and CAVIRS.

• Request appraisals, environmental assessments, business valuations, equipment appraisals, and title services.

• Examine closing documentation, insurance certificates, title commitments, and closing statements.

• Prepare IRS 8821 forms, order IRS tax transcripts, and generate loan closing documents using LaserPro.

• Manage multiple loan applications and deadlines in a fast-paced environment.

• Review loan packages, assess requirements, and establish closing criteria.

• Provide preliminary feedback to underwriters regarding purchase agreements and leases.

• File UCCs to secure the bank’s lien position on business asset collateral.

• Complete due diligence on loan files and assist with pre-closing file reviews.

• Assess when loans are ready for closing and identify requirements to secure interests.

• Negotiate landlord waivers while adhering to SBA standards.

• Handle larger and more intricate loans.

• Contribute to the development of departmental procedures and protocols.

• Perform other assigned responsibilities.

⛳️ Requirements

• Bachelor's degree in Business, Finance, Accounting, or a related field.

• Over 7 years of relevant experience.

• Proven management, leadership, and coaching abilities.

• Experience with LaserPro.

• Flexibility and adaptability, along with strong collaboration skills.

• Exceptional listening skills and a willingness to be coached.

• Ability to proactively problem-solve and think critically.

• Proficient in Microsoft Office Suite – Word, Outlook, Excel.

• Strong critical thinking, problem-solving skills, and excellent written and verbal communication abilities.

• High attention to detail.

• Capacity to manage multiple loan submissions/tasks at various stages simultaneously.

• Intermediate understanding of SBA SOP.

• Knowledge of the Bank Loan Closing Process.

• Ability to identify requirements for perfecting security interests in collateral.

• Compliance with all regulations and compliance standards relevant to the job function.

🏝️ Benefits

• Base Pay PLUS Bonuses.

• Medical, Dental, and Vision Insurance.

• 401k.

• Health Savings and Flexible Spending Accounts.

• Vacation/Sick Time.

• Paid Holidays.

• Paid Parental Leave.

• Tuition Reimbursement.

• Additional Benefits.