Residential Construction Inspection Specialist

This is a fully remote position, open to applicants in Alabama, +6 more states.

📋 Description

• Oversee, manage, and provide operational guidance for residential construction loans from the closing phase through to project completion.

• Utilize experience, conducted inspections, bank construction lending and mortgage lending standards, along with residential insurance loss policies to evaluate, approve, monitor, track, and disburse construction loan funds.

• Ensure that structures are constructed in accordance with building plans, specifications, and loan agreements.

• Review appraisal details and house plan notes.

• Assess the completion of construction phases, availability of materials, economic conditions, supply chain delays, and extended lead times.

• Develop schedules of values to determine builder payments at each project stage.

• Evaluate third-party construction inspections for accuracy and progress in construction.

• Inform department leadership about stalled projects.

• Collaborate with leadership to enhance and refine construction policies and guidelines.

• Review and authorize foundation surveys.

• Identify and rectify inconsistencies in construction schedules and builder performance issues.

• Monitor the construction loan portfolio and funding in alignment with builder progress.

• Identify, track, and resolve loans that involve disputes, lien filings, or legal issues.

• Manage relationships and communications with builders and borrowers, mediating to ensure timely project completion.

• Recognize and report negative trends or risks within individual construction loans and the overall loan portfolio.

• Investigate municipality and city regulations to facilitate smooth construction processes.

⛳️ Requirements

• A minimum of 10 years of experience in residential mortgage lending, residential construction, or a combination of both is required.

• A Bachelor’s or Associate’s degree is preferred.

• A State Builder or General Contractor License is preferred.

• Comprehensive knowledge of residential mortgage lending and residential construction is essential.

• Must comprehend survey language to ensure structures do not infringe upon property boundaries, critical lines, setbacks, or flood boundaries.

• Must have knowledge of or be able to research the requirements for each municipality or city.

• Strong verbal communication and interpersonal skills are crucial for coordinating the interrelated needs of builders, customers/borrowers/homeowners, and bank personnel/departments.

• Capability to communicate effectively in person, via phone, and through electronic means.

• Proficient in frequent computer use, including typing and maintaining focus on a monitor.

• Ability to sit, walk, and/or stand for prolonged periods.

• Ability to bend and reach as necessary.

• For remote positions, a secure and distraction-free workspace with a reliable internet connection is mandatory; cable or fiber connections are preferred; mobile hotspots are not acceptable.

🏝️ Benefits

• Competitive salary and compensation package.

• Opportunities for professional development and advancement.

• Comprehensive health, dental, and vision insurance.

• Retirement savings plans with company matching.

• Generous paid time off and holiday schedule.