Reinsurance & Program Business Specialist

This is a fully remote position, open to applicants in United States, +5 more countries.

📋 Description

• Develop realistic scenarios related to treaty and facultative reinsurance, including attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.

• Generate structure comparisons, submission analyses, contract summaries, program evaluations, counterparty assessments, and risk-transfer recommendations.

• Compose "golden" reference responses that meet the standards of experienced reinsurance and program business quality.

• Evaluate AI-generated responses using structured rubrics to assess structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.

• Detect misunderstandings related to layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.

• Offer written feedback that assists the research team in enhancing model performance.

• Engage in onboarding office hours and calibration sessions.

• Commit to a minimum of 20 hours per week, with a preference for 40+ hours.

⛳️ Requirements

• A minimum of 2 years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.

• Familiarity with at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.

• Capability to identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.

• Insight into how contract structure influences risk transfer, earnings, collateral, claims management, and reporting.

• Strong written reasoning, commercial acumen, and meticulous attention to detail.

• Ability to differentiate reinsurance decisions from direct underwriting and standard claim adjudication.

• CPCU, ARe, ARM, ACAS, FCAS, or a similar designation (preferred).

• Experience in both ceded and assumed reinsurance (preferred).

• Background in reinsurance broking, treaty wording, recoverables, or claims (preferred).

• Experience in program audits, delegated authority, or bordereaux management (preferred).

• Familiarity with captive, large-deductible, retrospective-rating, or risk-sharing programs (preferred).

🏝️ Benefits

• Competitive salary and compensation package.

• Opportunities for professional development and advancement.

• Flexible working hours and remote work options.

• Collaborative and supportive work environment.