Property Adjuster

This is a fully remote position, open to applicants in New York.

📋 Description

• Manage property claims within assigned authority while exercising independent judgment and discretion.

• Communicate with policyholders regarding their property claims.

• Conduct thorough investigations and interview insured individuals and witnesses.

• Assess damage and prepare estimates.

• Review coverage, claim details, and overall claim value.

• Establish and maintain sufficient reserves.

• Collect and examine reports, statements, records, and relevant materials.

• Determine payments and issue checks or decline payments as necessary.

• Document claim files and prepare final reports for closure.

• Identify subrogation opportunities and take appropriate action.

• Serve the designated territory and ensure claims are resolved promptly.

• Collaborate with agents and district sales managers.

• Manage claims involving damage, coverage issues, and potential litigation.

• Negotiate with plaintiff attorneys or coordinate litigation with defense counsel when needed.

• Develop and implement knowledge of property-claim estimating practices and procedures.

• Attend industry-related training sessions and other educational opportunities.

• Complete Technical Learning Center Training within one year of employment.

• Participate in the Catastrophe Team as required.

⛳️ Requirements

• Property Adjuster Trainee: A high school diploma or equivalent is required.

• Property Adjuster Trainee: A bachelor’s degree is preferred.

• Property Adjuster I: A high school diploma or GED and two years of claims handling experience, or equivalent, are required; or a high school diploma or GED and successful completion of ERIE sponsored formal education; or a bachelor’s degree is required.

• Property Adjuster II: A high school diploma or GED and five years of claims handling experience, or equivalent, are required; or a bachelor’s degree and two years of claims handling experience, or equivalent, are required.

• The incumbent must reside within the assigned territory unless a change is approved by the company.

• Ability to drive and travel regularly within the designated territory.

• Must be available for catastrophe duty, including possible short-notice travel to other locations for periods exceeding two consecutive weeks.

• Willingness to pursue and complete Technical Learning Center Training is required.

• Successful completion of AIC 33 and AIC 35 is preferred.

• Willingness to obtain and maintain any necessary licenses.

• A valid driver’s license and a good driving record are required.

• Use of personal protective equipment (PPE) is required.

• Ability to lift over 50 lbs using lifting aid equipment.

• Regular and predictable attendance is required.

• Frequent driving, lifting/moving up to 50 lbs, and computer/data-entry tasks; occasional pushing/pulling; rare climbing/accessing heights.

🏝️ Benefits

• Comprehensive health, prescription, dental, and vision benefits for you and your dependents; coverage begins on your first day of employment.

• Low contributions to medical and prescription premiums; ERIE currently covers up to 97% of employees’ monthly premium costs.

• Traditional pension plan; full-time employees become vested after five years of service.

• 401(k) plan with up to a 4% contribution match.

• Paid vacation, personal days, sick days, bereavement days, and parental leave.

• Tuition reimbursement program for higher education and industry designations.

• Company-paid basic life insurance.

• Short- and long-term disability insurance.

• Orthodontic coverage for both children and adults.

• Adoption assistance.

• Fertility and infertility coverage.

• Well-being programs.

• Paid volunteer hours for community service.

• Dollar-for-dollar matching of charitable contributions each year.

• Company car.

• Equipment to work from home.