Principal Product Manager – Capital Platform

This is a fully remote position, open to applicants in United States, +1 more country.

📋 Description

• Take charge of the strategy, roadmap, and implementation for a significant Capital Platform area with substantial business implications.

• Direct multi-quarter, cross-team projects that require comprehensive systems thinking and the ability to operate in significant uncertainty.

• Create scalable and configurable platform features for a variety of capital partners, ensuring no fragmentation or custom delivery.

• Collaborate with engineering on product architecture, trade-offs, sequencing, and the long-term development of capital platform systems.

• Influence related platform and vertical teams to fulfill the needs of capital partners across various products.

• Leverage data, customer insights, and domain expertise to make strong product decisions and prioritize effectively.

• Provide robust, enterprise-grade solutions that satisfy reliability, compliance, and operational standards.

• Work in partnership with product, engineering, finance, compliance, capital markets, banks, credit unions, and institutional investors.

• Develop systems that enable capital to flow reliably, transparently, and at scale through Upstart’s AI lending marketplace.

⛳️ Requirements

• Over 7 years of product management experience, or equivalent demonstrated scope and impact leading complex, multi-quarter projects.

• Proven experience in leading initiatives at a Principal / Staff-level individual contributor capacity.

• Established track record of designing and delivering platforms or shared systems, rather than just isolated features.

• Familiarity with intricate B2B or B2B2C workflows, including onboarding, configuration, payments, compliance, and reporting.

• Capability to function effectively in regulated, high-reliability environments.

• Strong technical acumen and experience collaborating closely with engineering on architecture and system design trade-offs.

• Ability to foster alignment and execution across multiple teams and stakeholders without formal authority.

• Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related discipline.

• Availability aligned with East/West coast time zones.

• Applicants from Canada must not reside in Quebec.

🏝️ Benefits

• Competitive compensation package, including base salary, bonus opportunities, and annual equity grants that vest quarterly.

• Retirement benefits featuring a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).

• Employee Stock Purchase Plan (ESPP) offering discounted stock purchase options for eligible employees (US only).

• Comprehensive health insurance coverage, including medical, dental, vision, and wellness resources for US employees, along with supplemental health coverage for Canada.

• Contributions to Health Savings Accounts from Upstart for eligible plans (US only).

• Life insurance and disability coverage provided.

• Paid time off, sick leave, and company-recognized holidays.

• Paid family and parental leave benefits.

• Family-oriented fertility, parenthood, and caregiving benefits.

• Employee Assistance Program (EAP) offering mental health support and life-centered resources.

• Financial planning tools and concierge service available (US only).

• Annual wellness allowance provided.

• Annual productivity allowance for relevant tools and resources.

• Team events, all-company updates, and employee resource groups (ERGs) to foster community.

• Catered lunches and stocked micro-kitchens available at company offices.

• Flexible remote work options with regular team onsite gatherings.