Mortgage Loan Originator – Outside

This is a fully remote position, open to applicants in Texas.

📋 Description

• Initiate residential mortgage loans in line with company policies and lending regulations.

• Conduct interviews with borrowers to collect financial information and evaluate their eligibility.

• Assess applicant financial documentation and identify suitable loan programs.

• Provide clients with information regarding loan products, terms, and processes.

• Submit comprehensive loan applications for processing, approval, and underwriting.

• Maintain precise records within the loan origination system.

• Follow up with clients, processors, and underwriters to ensure progress.

• Work collaboratively with internal teams to facilitate seamless loan closings.

• Achieve set productivity and quality benchmarks.

• Stay informed about lending policies, compliance requirements, and industry developments.

• Assist in branch loan production initiatives.

• May receive overrides on eligible loans originated by other Mortgage Loan Originators.

⛳️ Requirements

• High school diploma or equivalent qualification.

• Valid NMLS license as mandated by state and federal regulations.

• Prior experience in mortgage lending or financial services is preferred.

• Excellent interpersonal and communication skills.

• Capacity to handle multiple tasks and prioritize effectively in a fast-paced setting.

• Familiarity with loan origination systems and Microsoft Office applications.

• Must fulfill Outside Sales Exemption criteria as per the FLSA and relevant state regulations.

• A significant amount of time should be dedicated to conducting sales activities outside the employer’s premises.

🏝️ Benefits

• Commission-only compensation structure.

• Potential for overrides on qualified loans originated by other Mortgage Loan Originators.

• Equal Opportunity Employer.