Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Engage in the solicitation of residential first mortgages by establishing connections with Realtors, builders, and developers.

• Collaborate with the designated branch office to promote awareness of home loan offerings.

• Manage branch-office referrals and ensure timely follow-up.

• Cultivate referral relationships, including with realtors, builders, and both professional and personal networks.

• Evaluate financial data to assess creditworthiness.

• Stay informed about available loan products, processing protocols, and underwriting criteria.

• Process borrower applications.

• Access daily rates, credit reports, and DU responses, and relay this information to the processor.

• Gather necessary documentation from applicants and submit loan packages to the processor promptly.

• Uphold high standards of customer service while managing the expectations of applicants and support staff.

• Attend and actively participate in mandatory lending meetings.

• Complete BSA/AML and other essential compliance training.

• Execute additional related tasks as required or assigned.

⛳️ Requirements

• A four-year college degree or equivalent, along with 4 years of relevant experience and/or training, and 2 years of related management experience, or a comparable combination of education and experience.

• Comprehensive understanding of accounting, marketing, business administration, finance, or similar disciplines.

• Capability to read, analyze, and comprehend general business or company-related articles and professional journals.

• Proficient in delivering effective presentations to groups of customers or employees.

• Competence in calculating discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

• Ability to apply fractions, ratios, and proportions to real-world scenarios.

• Skilled in resolving practical problems with limited standardization.

• Proficient in interpreting instructions provided in written, oral, or diagram formats.

• S.A.F.E. Act registration required at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

• Intermediate proficiency in using 10-Key and accounting software.

• Ability to maintain a constant state of alertness and operate safely.

• Capability to occasionally lift and/or move items weighing up to 10 pounds.

🏝️ Benefits

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

• Reasonable accommodations available for applicants with disabilities.

• Federal employment-law rights notice.