Mortgage Loan Officer

This is a fully remote position, open to applicants in Idaho.

📋 Description

• Generate and nurture a pipeline of mortgage loan prospects through outreach, networking, and marketing initiatives.

• Build and sustain relationships with real estate professionals and potential borrowers.

• Assess borrower financial information to determine creditworthiness and eligibility for mortgages.

• Provide clients with education on mortgage products, current rates, and lending guidelines.

• Oversee the loan process from the application stage to closing.

• Collaborate with internal teams and external partners to ensure timely and accurate closings.

• Engage with borrowers and request necessary documentation throughout the loan process.

• Ensure all documentation is compliant with regulations.

• Stay informed about industry trends, market conditions, and available product offerings.

• Promote additional services offered by the credit union.

• Represent Deseret First Credit Union in a professional and ethical manner.

⛳️ Requirements

• A High School diploma or equivalent is required.

• A minimum of 1–3 years of experience; ideally 2–5 years in a mortgage loan officer or a comparable role.

• Proven track record as a Mortgage Loan Officer or in a similar capacity.

• Demonstrated success in generating independent business is preferred.

• Comprehensive knowledge of mortgage products, lending regulations, and compliance standards.

• Outstanding communication, negotiation, and interpersonal skills.

• Strong organizational abilities and adeptness at managing multiple clients and deadlines independently.

• Self-driven with an entrepreneurial mindset.

• Capability to work remotely without direct supervision.

• Active NMLS number is required.

• Basic word processing and computer skills are essential.

• Proficient in reading and interpreting real estate purchase contracts, loan program guidelines, tax returns, income documentation, credit reports, and preliminary title reports.

• Familiarity with Encompass Software is advantageous.

🏝️ Benefits

• 12 paid holidays.

• Competitive compensation.

• Benefits, perks, and discounts.

• Positive company culture.

• Remote work opportunities.