Loan Processor III

This is a fully remote position, open to applicants in United States.

📋 Description

• Process FHA/VA/CONV/RH/Mortgage Revenue Bond loans in accordance with established guidelines and procedures.

• Collect and verify financial information essential for loan products, including additional details required by Peoples.

• Prepare and distribute disclosures as necessary.

• Manage REGB and HMDA requirements promptly.

• Hold weekly meetings with mortgage bankers to discuss pipeline progress and strategies.

• Ensure that processor field-screen information is accurate, comprehensive, and meets underwriting submission standards.

• Order agency case numbers, tax transcripts, appraisals, flood certificates, written verifications, title reports, homeowner’s insurance, and payoffs.

• Follow up with third parties to guarantee timely delivery of requested services.

• Upload documents into Encompass.

• Document conversation logs in loan files, detailing all activities.

• Meet internal service standards.

• Execute special projects and other assigned tasks.

• Build strong relationships with clients and colleagues.

• Stay current on and comply with regulations and bank policies, including BSA and OFAC requirements.

⛳️ Requirements

• High school diploma or equivalent preferred.

• Experience in a fast-paced, deadline-driven environment.

• At least five (5) years of retail FHA/VA/CONVENTIONAL residential loan processing experience required.

• Associate’s degree or higher is preferred.

• Strong verbal and written communication skills.

• Excellent interpersonal abilities.

• Capacity to work collaboratively as a team player and assist other teams when necessary.

• Ability to prioritize and organize work effectively while remaining flexible.

• Capability to interpret agency policies and Peoples procedures for customers.

• Proven ability to exercise discretion, tact, and diplomacy in interactions with customers, third parties, and colleagues.

• Proficient math, typing, and computer skills, with experience in Microsoft products.

• Ability to manage multiple tasks concurrently in a fast-paced setting.

• Analytical thinking skills.

• Strong problem-solving abilities.

• Keen attention to detail.

• Thorough understanding of regulatory and compliance issues related to all facets of the lending process.

• Familiarity with the local financial marketplace.

• Willingness to work overtime as needed.

• Physical ability to grasp, push, pull, lift, bend, raise, and hold hands and arms overhead for certain tasks.

• Capacity to sit for extended durations, typically no longer than 8 hours.

• Ability to maintain a rapid work pace for prolonged periods, typically no longer than 8 hours.

🏝️ Benefits

• Insurance coverage.

• 401k plan.

• Associate stock purchase program.

• Paid time off.

• Associate banking perks.

• Opportunities for associates to advance within their positions.