Loan Processor III

This is a fully remote position, open to applicants in United States.

📋 Description

• Process FHA, VA, CONV, RH, and Mortgage Revenue Bond loans in accordance with established guidelines and procedures.

• Gather and verify the financial information necessary for relevant loan products, including any additional information required by Peoples.

• Prepare and distribute disclosures as needed.

• Manage REGB and HMDA requirements promptly and efficiently.

• Conduct weekly meetings with mortgage bankers to review pipeline progression and discuss strategies.

• Ensure that processor field-screen information is accurate, complete, and aligns with underwriting submission standards.

• Order agency case numbers, tax transcripts, appraisals, flood certificates, written verifications, title reports, homeowners insurance, and payoffs.

• Follow up with third-party vendors to guarantee timely delivery of ordered services.

• Upload all necessary documents into Encompass.

• Maintain detailed logs of conversations and all activities in loan files.

• Meet internal service standards consistently.

• Undertake special projects and other assigned tasks as needed.

• Develop rapport with clients and colleagues while treating everyone with respect.

• Stay updated on and comply with regulations and bank policies, including BSA and OFAC requirements.

⛳️ Requirements

• High school diploma or equivalent is preferred.

• Experience in a fast-paced, deadline-driven environment is essential.

• A minimum of five (5) years of retail FHA, VA, or conventional residential loan processing experience is required.

• An Associate's degree or higher is desirable.

• Strong verbal and written communication skills are necessary.

• Excellent interpersonal abilities are required.

• Capacity to work effectively as a team player and support other teams when needed.

• Skills to organize work and adapt to changing priorities and urgencies.

• Ability to interpret agency policies and Peoples procedures for customers.

• Proven ability to exercise discretion, tact, and diplomacy when interacting with customers, third parties, and colleagues.

• Competence in math, typing, and computer skills, with experience using Microsoft products.

• Capability to manage multiple tasks simultaneously in a fast-paced environment.

• Strong analytical skills.

• Effective problem-solving abilities.

• High attention to detail.

• Comprehensive knowledge and understanding of regulatory and compliance issues related to the lending process.

• Familiarity with the local financial marketplace.

• Willingness to work overtime as needed.

• Physical ability to grasp, push, pull, lift, bend, raise, and hold hands and arms overhead.

• Ability to sit for extended periods, typically not exceeding 8 hours.

• Capacity to maintain a rapid pace of work for long durations, typically no longer than 8 hours.

🏝️ Benefits

• Insurance coverage.

• 401k plan.

• Associate stock purchase program.

• Paid time off.

• Associate banking perks.

• Opportunities for associates to advance in their roles.