Large Loss Adjuster – UM/UIM

This is a fully remote position, open to applicants in Alabama, +41 more locations.

📋 Description

• Authorize settlement for highly intricate claims that surpass the limits of the Market Claim Office and Regional Claim Office.

• Offer recommendations regarding trial requests for cases that exceed the authority of the Market Claim Office.

• Oversee significant losses for a designated CSA or multiple CSAs.

• Provide discretionary referrals concerning coverage matters, expert opinions, and research.

• Approve Closed Without Payment requests when liability is contested, and the value exceeds Field authority.

• Conduct file reviews for complex projects and litigation cases, analyze relevant data, and report findings.

• Assess cases to determine the appropriateness of Closed Without Payment based on gross tort value exposure.

• Assist the Field with discretionary referrals on intricate coverage issues and engage with Home Office Claim litigation as necessary.

• Review coverage, liability, and damages on highly complex cases that require authorization.

• Collaborate with Field leadership on follow-up actions, feedback, and strategic direction.

• Share insights and recognized trends with Frontline Performance Experts, Frontline Performance Leaders, and Claim Process Specialists.

• Collaborate with Product, Protection, Law, and Claims on new offerings and create Claim Bulletins that impact claim handling practices.

• Manage complex bodily injury UM/UIM claims involving a range of injuries from soft tissue to fatalities.

• Negotiate and resolve claims with high exposure.

⛳️ Requirements

• Experience as a Large Loss Bodily Injury Adjuster, particularly focused on UM/UIM claims.

• Strong proficiency in coverage analysis, liability investigations, and injury assessments.

• Capability to negotiate and resolve claims with significant exposure.

• Experience handling complex bodily injury claims across policy limits ranging from 15/30 and 35/70 up to 100/300.

• Applicants must have authorization to work in the United States.

• Candidates holding an active insurance license must terminate all existing appointments prior to onboarding and are not permitted to hold outside appointments during employment.

• Applicants with a resident producer license must formally surrender that license when directed by the licensing team.

• A dedicated, distraction-free workspace is required when working from home.

• Reliable internet connection with minimum speeds of 50 MB download and 5 MB upload is necessary.

• Litigation experience is preferred but not mandatory.

🏝️ Benefits

• Comprehensive technology package, including a laptop, monitors, headset, keyboard, and mouse.

• Monthly connectivity reimbursement for employees eligible to work from home.

• Equal employment opportunity protections are provided.

• Assistance with applications or accommodations is available.