Junior Risk Analyst – Factoring

This is a fully remote position, open to applicants in Germany.

📋 Description

• Evaluate risks associated with credit, defaults, and creditworthiness

• Execute projects in areas related to risk, regulatory compliance, and governance

• Analyze customers, debtors, and financing risk exposures

• Create and enhance risk reports along with key performance indicators

• Assist in optimizing risk management processes

• Engage in risk controlling and reporting activities

• Collaborate closely with Business, Operations, and Finance teams

• Establish data-driven frameworks for decision-making to guide business strategies

⛳️ Requirements

• Bachelor's degree in Finance, Banking, Business Law, STEM, or a related field

• Strong background in credit risk or risk management

• Exceptional analytical capabilities

• Comprehensive understanding of accounting and financial statement analysis

• Proficient in SQL and Business Intelligence tools

• Familiarity with regulatory standards, including MaRisk, KWG, and DORA

• Proficient in German (C1 or higher)

• Good command of the English language

• A natural curiosity for professional and technical subjects

🏝️ Benefits

• Flexible hybrid working or remote work options available

• Opportunity to directly influence business decisions

• Quick decision-making processes with direct engagement with management

• Personalized development opportunities in risk and credit sectors

• Freedom to take ownership and make a significant impact

• Work within an international team

• Experience a dynamic work environment