Indirect Loan Processor/Funder 1

This is a fully remote position, open to applicants in Alaska, +6 more states.

📋 Description

• Process and fund indirect consumer lending products.

• Monitor Dealertrack, RouteOne, and CUDL indirect applications.

• Review loan packages to determine necessary steps for accurate and timely processing and funding.

• Verify member information and income by reviewing documentation against loan applications.

• Enter data into the Loan Origination System and fund loans as per loan officer instructions and stipulations.

• Collaborate directly with indirect auto dealers to communicate loan stipulations and funding details.

• Respond to inquiries from vendors, dealerships, and both external and internal members.

• Provide information and answer questions regarding loan processing and funding.

• Assess completed Indirect Funding Forms and Checklists for compliance with credit union standards.

• Dispatch completed packages to the Records/File Room after funding.

• Conduct telephone interviews to verify indirect applicants, collateral, and physical damage insurance coverage.

• Adhere to auditing procedures by documenting the lending process and implementing checks and balances.

• Promote continuous improvement initiatives.

• Represent the Credit Union in a professional manner while maintaining confidentiality of sensitive information.

⛳️ Requirements

• A minimum of 1 year of relevant experience in consumer loan processing and/or funding, with at least 6 months in indirect experience.

• Solid understanding of all consumer lending products, documentation, policies and procedures, services, and delivery methods.

• Familiarity with NCUA lending regulations and consumer lending guidelines.

• Strong communication skills with members, management, team members, and external third parties.

• Ability to interact positively with empathy, courtesy, and tact.

• Excellent interpersonal and consulting abilities.

• Team-oriented with the capability to work collaboratively.

• Proficient in analyzing and solving problems related to member service needs.

• Skilled in multitasking and prioritizing tasks effectively.

• Competent in accurately using a calculator.

• Proficient in operating a PC and using Microsoft Office applications such as Outlook, Word, and Excel.

• High School Diploma is required.

• Preferred: Familiarity with Loans PQ and DNA.

🏝️ Benefits

• Medical.

• Dental.

• Vision.

• Life Insurance.

• Flexible Spending Account.

• 401(k) Matching.

• Paid Time Off.

• Training Provided.

• Tuition Reimbursement.