Home Loan Processor

This is a fully remote position, open to applicants in California.

📋 Description

• Facilitate and relay information among Members, Home Loan Advisors, and Vendors regarding loan transactions.

• Request title reports and flood certificates, follow up on appraisal orders, and ensure documentation is accurate.

• Conduct research and request additional documentation as necessary.

• Compute income, including tax returns, and verify assets in accordance with investor guidelines and company policies.

• Update the Loan Origination System (LOS) with calculations, documentation, correspondence, and tracking details.

• Analyze, interpret, and revise Desktop Underwriter (DU) findings.

• Confirm that DU and LOS systems align with file documentation prior to final underwriting submission.

• Assess credit documentation for adherence to investor and company policies.

• Oversee the loan pipeline to ensure service levels, efficiency, and loan-quality standards are met.

• Complete Home Mortgage Disclosure Act (HMDA) information accurately.

• Address and respond to quality-control issues.

• Execute other assigned responsibilities.

⛳️ Requirements

• High School Diploma or General Education Degree (GED) is preferred.

• Relevant work experience may be accepted in place of a High School diploma.

• A minimum of 2 years of experience in mortgage lending.

• Experience in processing is preferred.

• Maintain a comprehensive understanding of BSA, RESPA, TILA, TRID, and AML regulations.

• Familiarity with FNMA, G1CU equity products, and associated investor guidelines.

• All candidates selected must meet the background screening criteria set by the Federal Credit Union Act.

• Must be eligible for remote work in California.

🏝️ Benefits

• Comprehensive compensation package.

• Programs focused on well-being and work-life balance.

• Opportunities for career development and advancement.

• Recognition and rewards for accomplishments.

• Commitment to Diversity, Equity, and Inclusion.