Head of Underwriting – Digital Asset Financing

This is a fully remote position, open to applicants in United Kingdom.

📋 Description

• Oversee the credit evaluation process for borrowers, including funds, miners, trading firms, and corporations, from the initial due diligence phase through transaction assessment and approval suggestions.

• Examine counterparty financial statements, liquidity, leverage, trading strategies, business models, and overall creditworthiness.

• Assess digital asset collateral, collateral coverage, market volatility, liquidity, and liquidation risks.

• Evaluate the operational and custodial frameworks of counterparties.

• Design transaction terms and recommend suitable LTV, tenor, covenants, and margining strategies.

• Identify and evaluate counterparty, market, concentration, and operational risks.

• Prepare evidence-based underwriting evaluations and present findings to decision-makers.

• Monitor current exposures, identify emerging risks, and propose mitigation strategies.

• Collaborate with internal stakeholders to support transaction execution while upholding strict underwriting standards.

• Improve underwriting methodologies in response to the evolving landscape of digital asset markets, products, and risk factors.

⛳️ Requirements

• A minimum of 7 years of relevant experience in underwriting, lending, credit risk, digital asset financing, or a similar domain.

• In-depth knowledge of financial analysis, counterparty evaluation, loan structuring (LTV, rates, thresholds), and credit risk assessment.

• Familiarity with collateral types, including BTC/ETC, custody arrangements, and transfers.

• Understanding of margin mechanics, including margin requirements, collateralization, loan-to-value ratios, margin thresholds, and liquidation processes.

• Experience in conducting counterparty due diligence, including an assessment of business models, ownership structures, operational capabilities, and relevant risk factors.

• Proficient in ongoing risk monitoring, collateral coverage, margin calls, margin breaches, and the timely escalation of emerging risks.

• Knowledge of digital assets, collateralized financing, cryptocurrency markets, and associated liquidity and volatility risks.

• Experience in evaluating complex transactions and providing recommendations based on both quantitative and qualitative analyses.

• Strong commercial insight and the ability to balance business opportunities with responsible risk management.

• Excellent analytical, problem-solving, and critical-thinking skills, with a keen attention to detail.

• Strong communication and stakeholder management abilities, including the capacity to articulate complex risk considerations to senior decision-makers.

• High levels of integrity, accountability, and independent judgment.

• Ability to perform effectively in a fast-paced, international setting, navigating ambiguity and making sound decisions under pressure.

• Exceptional English communication skills.

🏝️ Benefits

• Remote work flexibility from anywhere globally.

• Collaboration with a diverse, global team.

• Opportunity to contribute to an innovative fintech and digital asset platform.

• Professional opportunity to engage with pioneering digital finance, energy, data, and education products.