Global Legal Associate – Fintech, Compliance

This is a fully remote position, open to applicants in Poland, +5 more countries.

📋 Description

• Collaborate with Product and Engineering teams from the discovery phase to the launch of payments, payroll, and payout functionalities.

• Evaluate money-flow frameworks for licensing requirements, covering areas such as money transmission, e-money, and payment services.

• Convert regulatory obligations into straightforward, actionable product specifications.

• Create and update product terms, payment terms, disclosures, and legal text within the product.

• Draft, review, and assist in negotiating contracts with partner banks, payment service providers, and foreign exchange partners.

• Conduct legal assessments for launches in new markets and for new payment functionalities.

• Perform balanced risk evaluations and suggest compliant alternatives.

• Assist in the development and daily management of the payments compliance framework.

• Support activities related to AML/CTF, KYC/KYB, and sanctions screening.

• Evaluate licensing and registration requirements across various markets.

• Aid in drafting and maintaining policies, controls, transaction monitoring, and regulatory reporting.

• Engage with regulators, auditors, financial institutions, and banking compliance teams.

• Monitor regulatory updates in payments, data protection, and AI, assessing their impact on products.

• Provide training to internal teams on compliance responsibilities and encourage early risk reporting.

⛳️ Requirements

• A law degree and qualification to practice in at least one jurisdiction.

• 3–5 years of legal experience in the payments or fintech sector, either in-house or at a law firm with a robust payments focus.

• Practical experience advising product teams.

• Experience supporting at least one product or market launch from conception to go-live.

• Strong understanding of payments regulations, including PSD2/EMD in the EU and UK, as well as US money transmission laws.

• Familiarity with AML/CTF regulations.

• Experience collaborating with banks or payment service providers.

• Proficiency in negotiating agreements with banks or payment providers.

• Ability to translate complex regulations into simple terms and provide clear, actionable advice.

• Good judgment regarding risk and comfort making decisions with incomplete information in a fast-paced environment.

• Proficient in written and spoken English.

• Experience in payroll, EOR, HR technology, or global workforce platforms (preferred).

• Experience with license applications or engaging with regulators (preferred).

• Knowledge of GDPR and AI regulations as they apply to financial and HR products (preferred).

• Experience in establishing an early-stage compliance function (preferred).

🏝️ Benefits

• Startup environment offering the chance to influence and grow rapidly.

• Opportunity to contribute to the creation of a tech unicorn.

• Growth potential within an AI-focused company.

• Direct influence on revenue growth, customer support, and market differentiation.

• Autonomy and accountability with minimal bureaucracy.

• Opportunity to work for a market leader with clients such as Microsoft and Mastercard.

• Leadership exposure on strategic and business-critical initiatives.

• Competitive compensation package.

• Fully remote work options.

• Collaboration with colleagues from leading technology firms.

• A respectful, kind, diverse, and inclusive workplace culture.

• Freedom to experiment and learn from failures.

• Opportunity to help shape the company's culture.