Founding Engineer – Fintech

This is a fully remote position, open to applicants in Colombia, +5 more countries.

📋 Description

• Design and develop fundamental financial infrastructure, including accounts, balances, ledgers, transaction state machines, and systems for money movement.

• Implement KYC/KYB processes, onboarding procedures, compliance measures, permissions, limits, and approval workflows.

• Create integrations with banking partners, card issuers, payment networks, foreign exchange providers, and various other financial infrastructure collaborators.

• Establish a provider-independent architecture that accommodates multiple banking and financial providers, ensuring no vendor lock-in.

• Develop secure, reliable APIs and financial data models that can manage reconciliation, event processing, retries, and exception handling efficiently.

• Take ownership of technical challenges from start to finish, encompassing architecture, database design, implementation, and production deployment.

• Collaborate closely with founders to convert product requirements and business constraints into scalable technical solutions.

• Assist in setting engineering standards, making technology selections, and defining the long-term technical vision for the platform.

⛳️ Requirements

• 3–8+ years of professional software engineering experience with a solid foundation in backend or full-stack development.

• Direct experience in constructing financial infrastructure within a fintech, neobank, payments company, or a similar financial technology setting.

• Familiarity with core banking, payments, ledgers, card systems, foreign exchange, reconciliation, KYC/KYB, or money movement processes.

• Demonstrated experience in developing production-grade APIs and distributed systems.

• Strong skills in database architecture and data modeling.

• Experience with asynchronous workflows, queues, events, retries, idempotency, and transaction processing.

• Excellent engineering judgment and product instincts, especially in balancing speed, scalability, reliability, and accuracy.

• Ability to thrive in a highly ambiguous 0→1 environment and take significant ownership without needing extensive guidance.

• A natural inclination towards initiative, creativity, and problem-solving.

• Highly proactive and eager to continue writing production code instead of transitioning primarily into a managerial role.

• Preferred qualifications include experience as an individual contributor, early engineer, founding engineer, or technical lead in a high-growth fintech.

• Preferred qualifications also include a background at publicly listed fintech companies or similar organizations.

• Preferred qualifications entail a deep understanding of financial ledgers, reconciliation, transaction processing, or money-movement architecture.

• Preferred qualifications include experience in integrating various banking, payment, card, or financial infrastructure providers.

• Preferred qualifications also include knowledge of KYC/KYB regulatory and compliance requirements.

• Preferred qualifications involve experience in building multi-currency, foreign exchange, card issuing, or cross-border payments products.

• Preferred qualifications may include previous experience in establishing a product or engineering function from an early stage.

🏝️ Benefits

• Compensation based on milestones.

• Fully remote work environment with flexible hours.

• High-impact role with ownership from concept to execution.

• Direct impact on architecture and technical direction.

• Opportunity to enhance an already profitable platform.

• Utilization of a modern tech stack and provider-agnostic architecture.

• Collaborative environment working directly with seasoned founders.